Free Daily Podcast Summary
Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio: Daily Summaries Delivered
by The Mortgage Update with Dan Frio Podcast
The Rate Update with Dan Frio explains mortgage rates, housing market news, inflation, and Federal Reserve policy in plain English. Hosted by nationally recognized mortgage advisor Dan Frio, this podcast breaks down the market forces that move mortgage rates — including the 10-Year Treasury, mortgage-backed securities, CPI inflation, jobs reports, Fed decisions, housing inventory, and economic headlines. Each episode helps homebuyers, homeowners, Realtors, investors, and loan officers understand where mortgage rates may be heading and what it means for buying, refinancing, or investing in real estate. No hype. Just real data, clear explanations, and practical mortgage insight.
Latest Episodes
The most recent episodes — sign up to get AI-powered summaries of each one.
- 2 days ago12 min
Mortgage Rates FELL After the Fed HIKE: How Is That Possible?
Mortgage rates went down after the Federal Reserve raised interest rates a quarter point. Here is how the bond market, oil prices, and inflation really control your mortgage rate, and what homebuyers and realtors should do next.I walk through the mortgage bond chart I check every morning, what the Fed actually controls versus what moves your rate, and why oil is the real inflation problem.🏦 Why mortgage rates fell after the Fed raised rates 25 basis points📉 The dot plot shock: 16 of 18 officials pointed to another hike🛢️ Why oil, not the economy, is driving inflation and the bond market📈 The 10 Year Treasury hitting a level we haven't seen since 2007🏠 What a $400,000 home payment looks like at 5.9% versus 6.5%, and whether $100 a month should decide your purchase🔒 When I tell my clients to lock their rate🗓️ The 57% odds of another Fed hike at the next meetingRead the full breakdown: https://www.therateupdate.com/blogCHAPTERS0:00 The Fed raised rates and mortgage rates dropped: how?1:15 The dot plot that shocked the market4:30 Oil, inflation, and what the Fed really controls6:45 Payment math: is $100 a month the real problem?7:45 What's next: 57% hike odds and when to lock🏠 APPLY NOW — One Application, One Credit Pull, 30+ Lenders Comparedhttps://257781.my1003app.com/246527/register📅 REQUEST A FREE CONSULTATIONhttps://go.oncehub.com/solvitmortgagealan🔍 FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lendershttps://www.therateupdate.com/loan-estimate-review📉 JOIN RATE WATCH — FREE Rate Monitoringhttps://rw2.therateupdate.com/Welcome to The Rate Update with Dan Frio.This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.Here we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.WHAT YOU'LL FIND ON THIS CHANNEL🏠 Daily mortgage rate updates📉 Housing market news and home price trends📊 Inflation, CPI, and Federal Reserve analysis📈 10-Year Treasury and mortgage bond movement💰 Refinance and debt consolidation opportunities🏡 First-time homebuyer education🔁 Rate Watch mortgage monitoring tools🧮 Mortgage calculators and payment toolsWHERE TO START🏡 Buying a home — FHA, VA, USDA, conventional, jumbo and down payment assistancehttps://www.therateupdate.com/first-time-home-buyer🔁 Refinancing or accessing equity — cash-out, FHA Streamline, VA IRRRL, HELOC and reversehttps://www.therateupdate.com/homeowner-options🏢 Buying rentals — DSCR on 1 to 8 units, bank statement and no-income optionshttps://www.therateupdate.com/investment-property-loans🎁 Down payment assistance — 3.5% to 5%, including grants you never repayhttps://www.therateupdate.com/down-payment-assistanceTOP RESOURCES📊 TRU Mortgage Command Center — Live Rate Dashboardhttps://command.therateupdate.com/💳 TRU Debt Optimizerhttps://debtrelief.therateupdate.com/🧮 Mortgage Calculators & Toolshttps://www.therateupdate.com/mortgage-calculators✉️ Ask Dan a Questionhttps://www.therateupdate.com/contactFOLLOW THE RATE UPDATEYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram: https://instagram.com/therateupdateTikTok: https://tiktok.com/@therateupdateIf this helped you understand mortgage rates a little better, subscribe and turn on notifications so you catch the next update.DISCLAIMERDan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender524 Main St, Hazard, KY 41701NMLS Consumer Access: https://www.nmlsconsumeraccess.org
- 3 days ago9 min
Mortgage Rates May Stay HIGHER Longer—The Fed’s Dot Plot Changes Everything
Mortgage rates, inflation, and the bond market all moved fast today after the Federal Reserve raised rates a quarter point, its first hike in three years, then handed markets a dot plot that caught everyone off guard. In this episode I break down why rates plunged after the Fed's press conference, what today's jobless claims and building permits numbers tell us, and why oil prices are still the biggest risk for another rate hike.📊 The Fed hiked rates a quarter point, the first increase in three years, and the vote was unanimous 📉 A surprise dot plot signaled another hike is likely, and that's what sent the market lower 📈 Jobless claims came in under 200,000 and continued claims improved too, a strong signal for the economy ⛽ Diesel just hit its highest price ever, and I explain why that's the real threat to your rate 🏦 What I'm watching into the next Fed meeting, and how to think about locking your rate right nowRead the full breakdown on the blog: https://www.therateupdate.com/blog0:00 Today's Chart: How Rates Moved After the Fed 1:45 The Fed's Quarter Point Hike, Explained 3:45 The Dot Plot Surprise That Spooked the Market 5:45 Jobs Data, Oil Prices, and What They Mean for Rates 7:45 My Forecast and What To Do If You're Buying or Refinancing🏠 APPLY NOW — One Application, One Credit Pull, 30+ Lenders Compared https://257781.my1003app.com/246527/register📅 REQUEST A FREE CONSULTATION https://go.oncehub.com/solvitmortgagealan🔍 FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lenders https://www.therateupdate.com/loan-estimate-review📉 JOIN RATE WATCH — FREE Rate Monitoring https://rw2.therateupdate.com/Welcome to The Rate Update with Dan Frio.This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.Here we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.WHAT YOU'LL FIND ON THIS CHANNEL 🏠 Daily mortgage rate updates 📉 Housing market news and home price trends 📊 Inflation, CPI, and Federal Reserve analysis 📈 10-Year Treasury and mortgage bond movement 💰 Refinance and debt consolidation opportunities 🏡 First-time homebuyer education 🔁 Rate Watch mortgage monitoring tools 🧮 Mortgage calculators and payment toolsWHERE TO START🏡 Buying a home — FHA, VA, USDA, conventional, jumbo and down payment assistance https://www.therateupdate.com/first-time-home-buyer🔁 Refinancing or accessing equity — cash-out, FHA Streamline, VA IRRRL, HELOC and reverse https://www.therateupdate.com/homeowner-options🏢 Buying rentals — DSCR on 1 to 8 units, bank statement and no-income options https://www.therateupdate.com/investment-property-loans🎁 Down payment assistance — 3.5% to 5%, including grants you never repay https://www.therateupdate.com/down-payment-assistanceTOP RESOURCES📊 TRU Mortgage Command Center — Live Rate Dashboard https://command.therateupdate.com/💳 TRU Debt Optimizer https://debtrelief.therateupdate.com/🧮 Mortgage Calculators & Tools https://www.therateupdate.com/mortgage-calculators✉️ Ask Dan a Question https://www.therateupdate.com/contactFOLLOW THE RATE UPDATEYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram: https://instagram.com/therateupdate TikTok: https://tiktok.com/@therateupdateIf this helped you understand mortgage rates a little better, subscribe and turn on notifications so you catch the next update.DISCLAIMERDan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender 524 Main St, Hazard, KY 41701 NMLS Consumer Access: <a hr
- 4 days ago8 min
Mortgage Rates Hit 7%: Will the Fed Make Them Even Worse Today?
Mortgage rates jumped from 5.99% to 7.2% without the Federal Reserve raising rates once in the last six months. In today's update I break down why oil, inflation, and the bond market are really driving your rate, what today's Fed meeting means, and what I'm telling my clients right now.📊 Why mortgage rates jumped from 5.99% to 7.2% while the Fed sat still for six months🏦 What the Federal Reserve actually controls, and why it's not your mortgage rate🛢️ My oil price thesis, and why it's the real driver behind the inflation everyone's watching📈 How the 10 Year Treasury and the mortgage bond spread set your rate, and what today's move costs you in buying power📉 Today's MBS chart heading into the Fed decision, and what I'm telling my clients to do right now📝 Read the full breakdown on the blog: https://www.therateupdate.com/blog0:00 Mortgage Rates Jump Without a Fed Hike0:45 What the Fed Actually Controls2:15 My Oil Price Thesis3:45 The Bond Spread and Your Buying Power6:00 Today's MBS Chart and What To Do Next🏠 APPLY NOW — One Application, One Credit Pull, 30+ Lenders Comparedhttps://257781.my1003app.com/246527/register📅 REQUEST A FREE CONSULTATIONhttps://go.oncehub.com/solvitmortgagealan✉️ CONTACT MEhttps://www.therateupdate.com/contact🔍 FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lendershttps://www.therateupdate.com/loan-estimate-review📉 JOIN RATE WATCH — FREE Rate Monitoringhttps://rw2.therateupdate.com/📊 TRU Mortgage Command Center — Live Rate Dashboardhttps://command.therateupdate.com/💳 TRU Debt Optimizerhttps://debtrelief.therateupdate.com/🧮 Mortgage Calculators & Toolshttps://www.therateupdate.com/mortgage-calculatorsYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram: https://instagram.com/therateupdateTikTok: https://tiktok.com/@therateupdateDISCLAIMERDan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender524 Main St, Hazard, KY 41701NMLS Consumer Access: https://www.nmlsconsumeraccess.org/Dan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781.This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.All opinions are my own and do not represent PBT Bancorp or any financial institution I may be employed by or affiliated with.Nothing on this channel is an offer to lend, a commitment to lend, or financial, legal, tax, or investment advice. Mortgage rates, terms, approvals and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify.#MortgageRates #FederalReserve #HousingMarket #Inflation #BondMarket #InterestRates #RealEstate #MortgageRateUpdate
- 5 days ago9 min
Mortgage Rates Hit 7.17%—But the Fed Didn’t Raise Rates. Why?
📈 Ten year Treasury yields just hit their highest level since 2007, and the Federal Reserve could hike mortgage rates as soon as tomorrow's meeting. In this episode I break down what the Fed actually controls, why mortgage rates went up even after Fed rate cuts, and what homebuyers and realtors need to watch next.🏦 What the Federal Reserve controls versus what actually moves your mortgage rate 📉 Why rates climbed from 5.9% to 7.17% even after six Fed rate cuts 🛢️ The six factors driving mortgage rates right now, including oil and Treasury supply 📊 A 92% chance of a Fed rate hike tomorrow, and what today's jobs report means 💡 Free tools to track your rate and see what a hike could do to your paymentFull breakdown on the blog: https://www.therateupdate.com/blog0:00 Ten Year Treasury Hits Highest Level Since 2007 1:45 What The Federal Reserve Actually Controls 3:40 Why Mortgage Rates Rose After The Fed Cut Rates 6:00 The Six Factors Driving Mortgage Rates Right Now 8:15 Fed Meeting Preview and Today's Jobs Report🏠 APPLY NOW — One Application, One Credit Pull, 30+ Lenders Compared https://257781.my1003app.com/246527/register📅 REQUEST A FREE CONSULTATION https://go.oncehub.com/solvitmortgagealan🔍 FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lenders https://www.therateupdate.com/loan-estimate-review📉 JOIN RATE WATCH — FREE Rate Monitoring https://rw2.therateupdate.com/WHERE TO START 🏡 Buying a home: FHA, VA, USDA, conventional, jumbo, and down payment assistance https://www.therateupdate.com/first-time-home-buyer🔁 Refinancing or accessing equity: cash-out, FHA Streamline, VA IRRRL, HELOC, and reverse https://www.therateupdate.com/homeowner-options🏢 Buying rentals: DSCR on 1 to 8 units, bank statement, and no-income options https://www.therateupdate.com/investment-property-loans🎁 Down payment assistance: 3.5% to 5%, including grants you never repay https://www.therateupdate.com/down-payment-assistanceTOP RESOURCES 📊 TRU Mortgage Command Center — Live Rate Dashboard https://command.therateupdate.com/💳 TRU Debt Optimizer https://debtrelief.therateupdate.com/🧮 Mortgage Calculators & Tools https://www.therateupdate.com/mortgage-calculators✉️ Ask Dan a Question https://www.therateupdate.com/contactFOLLOW THE RATE UPDATE YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram: https://instagram.com/therateupdate TikTok: https://tiktok.com/@therateupdateIf this helped you understand mortgage rates a little better, subscribe and turn on notifications so you catch the next update.DISCLAIMER Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender 524 Main St, Hazard, KY 41701 NMLS Consumer Access: https://www.nmlsconsumeraccess.org/Dan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781.This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.All opinions are my own and do not represent PBT Bancorp or any financial institution I may be employed by or affiliated with.Nothing on this channel is an offer to lend, a commitment to lend, or financial, legal, tax, or investment advice. Mortgage rates, terms, approvals and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify.#MortgageRates #FederalReserve #HousingMarket #Homebuyers #Realtors
- 6 days ago11 min
Mortgage Rates May Move the OPPOSITE Way After the Fed Hike
Mortgage rates, inflation, and the bond market are all reacting to one thing this week: oil above $100 a barrel and the Federal Reserve's rate decision. Here's what the Fed is actually watching, and why mortgage rates could still fall even if they hike.🛢️ Oil crosses $100 a barrel, and why that's the real story behind this week's inflation numbers 📊 Breaking down the headline CPI, core CPI, and producer price index, and what each one tells the Fed 📈 The mortgage bond and 10 Year Treasury charts I check every morning, and what a red day actually means for your rate 🏦 CME FedWatch shows an 88% chance the Fed hikes this week, plus the rate hike path through next July 🏠 My advice right now if you're under contract, buying, or refinancing, including how much buffer to build into your rate lock📝 Full breakdown with charts on my blog: https://www.therateupdate.com/blog0:00 Oil Over $100 and This Week's Fed Meeting 1:40 Inflation Breakdown: CPI, Core CPI, and Producer Prices 3:50 Why Oil Is Driving Inflation (The Orange Crop Analogy) 6:10 Reading the Bond Market and the Mortgage Bond Chart 8:50 Fed Odds, the Rate Hike Path, and What You Should Do Now🏠 APPLY NOW — One Application, One Credit Pull, 30+ Lenders Compared https://257781.my1003app.com/246527/register📅 REQUEST A FREE CONSULTATION https://go.oncehub.com/solvitmortgagealan🔍 FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lenders https://www.therateupdate.com/loan-estimate-review📉 JOIN RATE WATCH — FREE Rate Monitoring https://rw2.therateupdate.com/Welcome to The Rate Update with Dan Frio.This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.Here we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.WHAT YOU'LL FIND ON THIS CHANNEL 🏠 Daily mortgage rate updates 📉 Housing market news and home price trends 📊 Inflation, CPI, and Federal Reserve analysis 📈 10-Year Treasury and mortgage bond movement 💰 Refinance and debt consolidation opportunities 🏡 First-time homebuyer education 🔁 Rate Watch mortgage monitoring tools 🧮 Mortgage calculators and payment toolsWHERE TO START🏡 Buying a home — FHA, VA, USDA, conventional, jumbo and down payment assistance https://www.therateupdate.com/first-time-home-buyer🔁 Refinancing or accessing equity — cash-out, FHA Streamline, VA IRRRL, HELOC and reverse https://www.therateupdate.com/homeowner-options🏢 Buying rentals — DSCR on 1 to 8 units, bank statement and no-income options https://www.therateupdate.com/investment-property-loans🎁 Down payment assistance — 3.5% to 5%, including grants you never repay https://www.therateupdate.com/down-payment-assistanceTOP RESOURCES📊 TRU Mortgage Command Center — Live Rate Dashboard https://command.therateupdate.com/💳 TRU Debt Optimizer https://debtrelief.therateupdate.com/🧮 Mortgage Calculators & Tools https://www.therateupdate.com/mortgage-calculators✉️ Ask Dan a Question https://www.therateupdate.com/contactFOLLOW THE RATE UPDATEYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram: https://instagram.com/therateupdate TikTok: https://tiktok.com/@therateupdateIf this helped you understand mortgage rates a little better, subscribe and turn on notifications so you catch the next update.DISCLAIMERDan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender 524 Main St, Hazard, KY 41701 NMLS Consumer Access: https://www.nmlsconsumeraccess.org/Dan Frio is a
- 1 weeks ago10 min
Mortgage Rates Just Got CPI Relief—but Will It Last?
Mortgage rates jumped to 7% this week after hot inflation data, and the Federal Reserve now has a 70% chance of raising rates at next week's meeting. I break down this week's CPI and PPI reports, what the bond market is doing right now, and why oil prices are the number to watch next.📊 This week's CPI and PPI inflation numbers, and where they missed (or hit) expectations 📈 Why the bond market moved the way it did, plus where it's sitting right now 🛢️ How oil, tariffs, and diesel prices near $6/gallon fed into this rate spike 🏦 Why there's a 70% chance the Fed hikes rates at next week's meeting 🔑 What I'm telling my own clients under contract right now: lock or float📝 Full breakdown on the blog: https://www.therateupdate.com/blog⏱️ CHAPTERS 0:00 Rates hit 7%: how we got here 1:45 This week's PPI and CPI numbers explained 4:15 Oil, tariffs, and the inflation chain reaction 6:45 Fed meeting outlook: 70% odds of a hike 8:45 My advice for buyers, realtors, and clients right now🏠 APPLY NOW — One Application, One Credit Pull, 30+ Lenders Compared https://257781.my1003app.com/246527/register📅 REQUEST A FREE CONSULTATION https://go.oncehub.com/solvitmortgagealan🔍 FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lenders https://www.therateupdate.com/loan-estimate-review📉 JOIN RATE WATCH — FREE Rate Monitoring https://rw2.therateupdate.com/Welcome to The Rate Update with Dan Frio.This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.Here we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.WHAT YOU'LL FIND ON THIS CHANNEL 🏠 Daily mortgage rate updates 📉 Housing market news and home price trends 📊 Inflation, CPI, and Federal Reserve analysis 📈 10-Year Treasury and mortgage bond movement 💰 Refinance and debt consolidation opportunities 🏡 First-time homebuyer education 🔁 Rate Watch mortgage monitoring tools 🧮 Mortgage calculators and payment toolsWHERE TO START🏡 Buying a home — FHA, VA, USDA, conventional, jumbo and down payment assistance https://www.therateupdate.com/first-time-home-buyer🔁 Refinancing or accessing equity — cash-out, FHA Streamline, VA IRRRL, HELOC and reverse https://www.therateupdate.com/homeowner-options🏢 Buying rentals — DSCR on 1 to 8 units, bank statement and no-income options https://www.therateupdate.com/investment-property-loans🎁 Down payment assistance — 3.5% to 5%, including grants you never repay https://www.therateupdate.com/down-payment-assistanceTOP RESOURCES📊 TRU Mortgage Command Center — Live Rate Dashboard https://command.therateupdate.com/💳 TRU Debt Optimizer https://debtrelief.therateupdate.com/🧮 Mortgage Calculators & Tools https://www.therateupdate.com/mortgage-calculators✉️ Ask Dan a Question https://www.therateupdate.com/contactFOLLOW THE RATE UPDATEYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram: https://instagram.com/therateupdate TikTok: https://tiktok.com/@therateupdateIf this helped you understand mortgage rates a little better, subscribe and turn on notifications so you catch the next update.DISCLAIMERDan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender 524 Main St, Hazard, KY 41701 NMLS Consumer Access: https://www.nmlsconsumeraccess.org/Dan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781.This channel is for education and co
- 1 weeks ago10 min
Mortgage Rates Hit 6.97%: Should You LOCK Before CPI?
Mortgage rates are pushing toward 7% today as hot inflation data raises the odds of a Federal Reserve rate hike at next week's meeting. In this update I break down today's PPI report, rising oil and diesel prices, and what the bond market is signaling for your mortgage rate right now.📊 PPI inflation data comes in hot, pushing year over year producer prices to 5.4% 🛢️ Oil tops $100 a barrel and diesel hits $6 a gallon, adding fresh inflation pressure 🏦 CME FedWatch now shows a 65% chance the Federal Reserve hikes rates at next week's meeting 📉 Bond market spreads point to mortgage rates pushing toward 7%, maybe higher 💼 Jobless claims and GDP data show the labor market still holding steady 🏠 What this means for homebuyers, homeowners, and anyone locking a rate this week📖 Read the full breakdown on the blog: https://www.therateupdate.com/blog0:00 Intro: Rates, Oil, and What the Fed Does Next 2:15 Oil and Diesel Prices Push Inflation Higher 4:00 Today's PPI Inflation Numbers Explained 6:45 Fed Rate Hike Odds and the CME FedWatch Tool 8:30 What This Means for Your Mortgage Payment🏠 APPLY NOW — One Application, One Credit Pull, 30+ Lenders Compared https://257781.my1003app.com/246527/register📅 REQUEST A FREE CONSULTATION https://go.oncehub.com/solvitmortgagealan🔍 FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lenders https://www.therateupdate.com/loan-estimate-review📉 JOIN RATE WATCH — FREE Rate Monitoring https://rw2.therateupdate.com/Welcome to The Rate Update with Dan Frio.This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.Here we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.WHAT YOU'LL FIND ON THIS CHANNEL 🏠 Daily mortgage rate updates 📉 Housing market news and home price trends 📊 Inflation, CPI, and Federal Reserve analysis 📈 10-Year Treasury and mortgage bond movement 💰 Refinance and debt consolidation opportunities 🏡 First-time homebuyer education 🔁 Rate Watch mortgage monitoring tools 🧮 Mortgage calculators and payment toolsWHERE TO START🏡 Buying a home — FHA, VA, USDA, conventional, jumbo and down payment assistance https://www.therateupdate.com/first-time-home-buyer🔁 Refinancing or accessing equity — cash-out, FHA Streamline, VA IRRRL, HELOC and reverse https://www.therateupdate.com/homeowner-options🏢 Buying rentals — DSCR on 1 to 8 units, bank statement and no-income options https://www.therateupdate.com/investment-property-loans🎁 Down payment assistance — 3.5% to 5%, including grants you never repay https://www.therateupdate.com/down-payment-assistanceTOP RESOURCES📊 TRU Mortgage Command Center — Live Rate Dashboard https://command.therateupdate.com/💳 TRU Debt Optimizer https://debtrelief.therateupdate.com/🧮 Mortgage Calculators & Tools https://www.therateupdate.com/mortgage-calculators✉️ Ask Dan a Question https://www.therateupdate.com/contactFOLLOW THE RATE UPDATEYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram: https://instagram.com/therateupdate TikTok: https://tiktok.com/@therateupdateIf this helped you understand mortgage rates a little better, subscribe and turn on notifications so you catch the next update.DISCLAIMERDan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender 524 Main St, Hazard, KY 41701 NMLS Consumer Access: https://www.nmlsconsumeraccess.org/Dan Frio is a federally registered mortgage loan originator with PBT Bancorp
- 1 weeks ago11 min
Mortgage Rates Could Rise Even If the Fed Holds—Here’s Why
Oil prices are falling right as this week's biggest inflation reports hit: PPI tomorrow, CPI Friday, and a Federal Reserve meeting next week that will decide what happens to your mortgage rate.🛢️ Oil prices are dropping, and that ties directly into inflation and your mortgage rate 📊 PPI (producer inflation) drops tomorrow. Dan's forecast: hotter than consensus, driven by a base effect most people are missing 📈 CPI (consumer inflation) drops Friday, the number the Fed says will decide their next move 🏦 The Fed meets next week. Current odds sit at 62% heading in 💰 See what a move from 5.99% to 7.99% actually does to the payment on a $350,000 loanFull numbers and Dan's forecast breakdown posted at the blog: https://www.therateupdate.com/blog⏱ CHAPTERS 0:00 Intro: Oil Prices and This Week's Inflation Setup 1:20 Daily Bond Market Check 2:50 PPI and CPI Forecast: What Most People Miss 6:40 What It Means for Your Payment 8:30 Fed Meeting Next Week: The Odds🏠 APPLY NOW — One Application, One Credit Pull, 30+ Lenders Compared https://257781.my1003app.com/246527/register📅 REQUEST A FREE CONSULTATION https://go.oncehub.com/solvitmortgagealan🔍 FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lenders https://www.therateupdate.com/loan-estimate-review📉 JOIN RATE WATCH — FREE Rate Monitoring https://rw2.therateupdate.com/Welcome to The Rate Update with Dan Frio.This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.Here we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.WHAT YOU'LL FIND ON THIS CHANNEL 🏠 Daily mortgage rate updates 📉 Housing market news and home price trends 📊 Inflation, CPI, and Federal Reserve analysis 📈 10-Year Treasury and mortgage bond movement 💰 Refinance and debt consolidation opportunities 🏡 First-time homebuyer education 🔁 Rate Watch mortgage monitoring tools 🧮 Mortgage calculators and payment toolsWHERE TO START🏡 Buying a home — FHA, VA, USDA, conventional, jumbo and down payment assistance https://www.therateupdate.com/first-time-home-buyer🔁 Refinancing or accessing equity — cash-out, FHA Streamline, VA IRRRL, HELOC and reverse https://www.therateupdate.com/homeowner-options🏢 Buying rentals — DSCR on 1 to 8 units, bank statement and no-income options https://www.therateupdate.com/investment-property-loans🎁 Down payment assistance — 3.5% to 5%, including grants you never repay https://www.therateupdate.com/down-payment-assistanceTOP RESOURCES📊 TRU Mortgage Command Center — Live Rate Dashboard https://command.therateupdate.com/💳 TRU Debt Optimizer https://debtrelief.therateupdate.com/🧮 Mortgage Calculators & Tools https://www.therateupdate.com/mortgage-calculators✉️ Ask Dan a Question https://www.therateupdate.com/contactFOLLOW THE RATE UPDATEYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram: https://instagram.com/therateupdate TikTok: https://tiktok.com/@therateupdateIf this helped you understand mortgage rates a little better, subscribe and turn on notifications so you catch the next update.DISCLAIMERDan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender 524 Main St, Hazard, KY 41701 NMLS Consumer Access: https://www.nmlsconsumeraccess.org/Dan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781.This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets
Get Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio summaries in your inbox
Free AI-powered daily recaps. Key takeaways, quotes, and mentions — in a 5-minute read.
Get Free Summaries →Free forever for up to 3 podcasts. No credit card required.
You Might Also Like
Listeners also like.
The 47 Morning Update with Ben Ferguson
Daily news and political analysis focusing on the President's administration, policies, and agenda, with commentary and interviews.
Fox News Hourly Update
A news update service delivering the latest headlines from Fox News Radio every hour.
RiskReversal Pod
Market analysis and contrarian investing insights from finance and tech experts navigating volatile markets.
CNBC's "Fast Money"
A nightly financial talk show where top traders analyze market action and discuss investment strategies.
Marketplace
Explains daily business and economic news with context, interviews, and global reporting for listeners without financial expertise.
The Peter Schiff Show Podcast
Economic analysis and financial news coverage with a focus on U.S. and global markets from an experienced economist.
Your Week In Money with Caleb Hammer
A weekly recap of financial, business, and economic news.
One Rental At A Time
A guide to achieving financial freedom by building wealth through buying and holding rental properties.
Monetary Matters with Jack Farley
Expert interviews exploring macroeconomics, financial markets, and monetary policy.
Rebel Capitalist News
Teaches wealth-building through investing, real estate, and economics amid government and central bank overreach.
InvestTalk
Weekday discussions on investing, financial planning, and market trends with advisers Justin Klein and Luke Guerrero.
Bloomberg Surveillance
Covers finance, economics, and investment with analysis and interviews on global market developments.
About Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio
The Rate Update with Dan Frio explains mortgage rates, housing market news, inflation, and Federal Reserve policy in plain English. Hosted by nationally recognized mortgage advisor Dan Frio, this podcast breaks down the market forces that move mortgage rates — including the 10-Year Treasury, mortgage-backed securities, CPI inflation, jobs reports, Fed decisions, housing inventory, and economic headlines. Each episode helps homebuyers, homeowners, Realtors, investors, and loan officers understand where mortgage rates may be heading and what it means for buying, refinancing, or investing in real estate. No hype. Just real data, clear explanations, and practical mortgage insight.
Customized Recaps
AI-powered recaps with compact key takeaways, quotes, and insights.
Straight to Your Inbox
Get key takeaways from Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio in a 5-minute read.
Save Hours Every Week
Stay current on your favorite podcasts without falling behind.
Frequently Asked Questions
What is Podzilla's Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio daily summary?
It's a free AI-powered email that summarizes new episodes of Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio as soon as they're published. You get the key takeaways, notable quotes, and links & mentions — all in a quick read.
How does the Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio podcast summary work?
When a new episode drops, our AI transcribes and analyzes it, then generates a personalized summary tailored to your interests and profession. It's delivered to your inbox every morning.
Is this an official Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio product?
No. Podzilla is an independent service that summarizes publicly available podcast content. We're not affiliated with or endorsed by The Mortgage Update with Dan Frio Podcast.
Can I get summaries of other podcasts too?
Absolutely! The free plan covers up to 3 podcasts. Upgrade to Pro for 15, or Premium for 50. Browse our full catalog at /podcasts.
How often does Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio release new episodes?
Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio publishes daily. Our AI generates a summary within hours of each new episode.
What topics does Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio cover?
Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio covers topics including News, Education, Business, Courses, How To. Our AI identifies the specific themes in each episode and highlights what matters most to you.
Start getting Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio summaries tomorrow morning.
Free forever for up to 3 podcasts. No credit card required.
Free forever for up to 3 podcasts. No credit card required.