Mortgage Rates FELL After the Fed HIKE: How Is That Possible?

Mortgage rates went down after the Federal Reserve raised interest rates a quarter point. Here is how the bond market, oil prices, and inflation really control your mortgage rate, and what homebuyers and realtors should do next.I walk through the mortgage bond chart I check every morning, what the Fed actually controls versus what moves your rate, and why oil is the real inflation problem.🏦 Why mortgage rates fell after the Fed raised rates 25 basis points📉 The dot plot shock: 16 of 18 officials pointed to another hike🛢️ Why oil, not the economy, is driving inflation and the bond market📈 The 10 Year Treasury hitting a level we haven't seen since 2007🏠 What a $400,000 home payment looks like at 5.9% versus 6.5%, and whether $100 a month should decide your purchase🔒 When I tell my clients to lock their rate🗓️ The 57% odds of another Fed hike at the next meetingRead the full breakdown: https://www.therateupdate.com/blogCHAPTERS0:00 The Fed raised rates and mortgage rates dropped: how?1:15 The dot plot that shocked the market4:30 Oil, inflation, and what the Fed really controls6:45 Payment math: is $100 a month the real problem?7:45 What's next: 57% hike odds and when to lock🏠 APPLY NOW — One Application, One Credit Pull, 30+ Lenders Comparedhttps://257781.my1003app.com/246527/register📅 REQUEST A FREE CONSULTATIONhttps://go.oncehub.com/solvitmortgagealan🔍 FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lendershttps://www.therateupdate.com/loan-estimate-review📉 JOIN RATE WATCH — FREE Rate Monitoringhttps://rw2.therateupdate.com/Welcome to The Rate Update with Dan Frio.This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.Here we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.WHAT YOU'LL FIND ON THIS CHANNEL🏠 Daily mortgage rate updates📉 Housing market news and home price trends📊 Inflation, CPI, and Federal Reserve analysis📈 10-Year Treasury and mortgage bond movement💰 Refinance and debt consolidation opportunities🏡 First-time homebuyer education🔁 Rate Watch mortgage monitoring tools🧮 Mortgage calculators and payment toolsWHERE TO START🏡 Buying a home — FHA, VA, USDA, conventional, jumbo and down payment assistancehttps://www.therateupdate.com/first-time-home-buyer🔁 Refinancing or accessing equity — cash-out, FHA Streamline, VA IRRRL, HELOC and reversehttps://www.therateupdate.com/homeowner-options🏢 Buying rentals — DSCR on 1 to 8 units, bank statement and no-income optionshttps://www.therateupdate.com/investment-property-loans🎁 Down payment assistance — 3.5% to 5%, including grants you never repayhttps://www.therateupdate.com/down-payment-assistanceTOP RESOURCES📊 TRU Mortgage Command Center — Live Rate Dashboardhttps://command.therateupdate.com/💳 TRU Debt Optimizerhttps://debtrelief.therateupdate.com/🧮 Mortgage Calculators & Toolshttps://www.therateupdate.com/mortgage-calculators✉️ Ask Dan a Questionhttps://www.therateupdate.com/contactFOLLOW THE RATE UPDATEYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram: https://instagram.com/therateupdateTikTok: https://tiktok.com/@therateupdateIf this helped you understand mortgage rates a little better, subscribe and turn on notifications so you catch the next update.DISCLAIMERDan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender524 Main St, Hazard, KY 41701NMLS Consumer Access: https://www.nmlsconsumeraccess.org