Free Daily Podcast Summary
Dev Raga Personal Finance: Daily Summaries Delivered
by Dev Raga
Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. Formerly named my millennial money professional
Latest Episodes
The most recent episodes — sign up to get AI-powered summaries of each one.
- 1 weeks ago13 min
643 the crossover point: when your money starts working harder than you do
In this episode we talk about the concept of the 'crossover point' or 'tipping point', where your investment returns start to exceed the actual cash you're putting in. We cover:👉🏾 the concept of FIRE👉🏿 calculating your retirement number👉🏻 the engines of growth👉 finding the tipping point👉🏼 when more investing doesn't move the needle that much👉🏽 the big lesson for FIRE chasersDev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auTo chat with a professional and get help about your situation, click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.
- 2 weeks ago30 min
642 buy a home or rentvest while you're training?
The standard property advice out there is to buy a home and hold it long term, but what if you need to move around for work? In this episode we discuss some of the property strategies for junior doctors who may experience this during medical training. We look at worked examples of what would happen if you:👉🏾 buy a home and then sell it when you move 👉🏻 live in your home for a short period then rentvested👉🏿 rentvested from day 1👉 and we compare a short vs longer training programDev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auTo chat with a professional and get help about your situation, click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.
- 3 weeks ago25 min
641 I got an intern job for 2027, now what?
In this episode we work through some of the practical tips and tricks to get your internship started. In fact, you can use these same principles when you are starting a new role as a HMO, RMO, registrar or even a consultant. This shows that money and finances is all about principles and concepts, and also about behaviour.Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auTo chat with a professional and get help about your situation, click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.
- 4 weeks ago19 min
640 maximising parental leave schemes for doctors
In today’s episode Dev unpacks the current paid parental leave entitlements, touching on:👉🏾 what is the paid parental leave scheme👉🏿 how does it compare for Commonwealth vs employer based schemes👉🏻 some of the pitfalls to avoid👉 strategies to maximise your parental leaveDev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auTo chat with a professional and get help about your situation, click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.
- Oct 6, 202618 min
639 how automation leads to wealth
In today’s episode Dev unpacks how automating your investing can fast track your wealth-building journey touching on:👉🏾 automating vs doing everything manually👉🏿 real life examples and $$ difference👉🏻 6 practical ways to setup automation in your everyday life👉 how it can lead to less stress in your financial lifeDev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auTo chat with a professional and get help about your situation, click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.
- Sep 29, 202626 min
638 is super my money?
Superannuation reform has been making headlines recently, so let's talk about the arguments for and against accessing super early. Dev touches on:👉🏾 it's my money, why can't I access it?👉🏿 the tax advantages 👉🏻 what happens if early access is allowed?👉 the power of compounding👉🏼 what if I can invest it better?👉🏽 the COVID experiment - what happened when people were allowed early access?👉🏾 why not just give me 12% more salary?👉🏿 why not make super optional?👉🏻 the argument for choice👉 Dev's final thoughtsDev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auTo chat with a professional and get help about your situation, click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.
- Sep 22, 202631 min
637 lending niches in the current market with Rachelle Kroon
In today's episode Dev is joined by Rachelle Kroon from Sphere Home Loans for an update on the current lending landscape. They touch on:👉🏾 how the May budget impacted investors👉🏿 the changes to SMSF lending👉🏻 banks offering new lending policies like 40 year loan terms👉 will the property market crash as bad as the media reports?👉🏼 the opportunity for first home buyers & upsizers👉🏾 how can people prepare in a rising rate environment?The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now: https://amzn.to/4svhyoHInterested in chatting with a mortgage broker? Check out https://www.spherehomeloans.com.auDev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.Need to review your personal insurances? Head to https://skye.com.auTo chat with a professional and get help about your situation, click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.
- Sep 15, 202615 min
636 what are the pillars of retirement?
In today’s episode Dev explains the World Bank's Pillars of Retirement, touching on:👉🏾 why the framework was created👉🏿 what are the 5 pillars👉🏻 how does Australia compare?👉 what we can take away from the framework for our own retirement planningDev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auTo chat with a professional and get help about your situation, click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.
Get Dev Raga Personal Finance summaries in your inbox
Free AI-powered daily recaps. Key takeaways, quotes, and mentions — in a 5-minute read.
Get Free Summaries →Free forever for up to 3 podcasts. No credit card required.
You Might Also Like
Listeners also like.
The Rachel Cruze Show
Practical advice on saving money, eliminating debt, and achieving financial goals.
Afford Anything | Get Smarter With Money
Explores the five pillars of financial freedom through expert interviews on wealth-building, investing, and behavioral finance.
Money Guy Show
Teaches wealth-building strategies to help listeners grow their assets and achieve financial goals efficiently.
Your Money Guide on the Side
A practical guide to personal finance and investing, breaking down complex topics with expert insights and actionable advice.
The Money Mondays
Business discussions on investments, side hustles, and entrepreneurship with experts, athletes, and influencers in personal settings.
Money Hungry
Wealth-building strategies and financial planning for high-income professionals seeking long-term financial independence.
Money Rehab with Nicole Lapin
A financial guide to overcoming money taboos and improving personal finance with practical advice from Nicole Lapin.
Smart Money Happy Hour with Rachel Cruze and George Kamel
Two financial experts discuss personal finance, current events, and pop culture with candid commentary and practical advice.
Money For Couples with Ramit Sethi
Real couples explore money psychology and relationships, guided by Ramit Sethi to align finances with their shared values and goals.
Working Hard with Grace Beverley
Real people share hard-won lessons on success, resilience, and life balance across diverse fields, from activism to business and beyond.
Merryn Talks Money
A financial podcast exploring markets, investing, and personal finance through in-depth conversations with experts and thought leaders.
Financial Feminist
A feminist guide to personal finance, teaching women how to earn, save, and grow wealth while challenging systemic economic inequality.
Customized Recaps
AI-powered recaps with compact key takeaways, quotes, and insights.
Straight to Your Inbox
Get key takeaways from Dev Raga Personal Finance in a 5-minute read.
Save Hours Every Week
Stay current on your favorite podcasts without falling behind.
Frequently Asked Questions
What is Podzilla's Dev Raga Personal Finance daily summary?
It's a free AI-powered email that summarizes new episodes of Dev Raga Personal Finance as soon as they're published. You get the key takeaways, notable quotes, and links & mentions — all in a quick read.
How does the Dev Raga Personal Finance podcast summary work?
When a new episode drops, our AI transcribes and analyzes it, then generates a personalized summary tailored to your interests and profession. It's delivered to your inbox every morning.
Is this an official Dev Raga Personal Finance product?
No. Podzilla is an independent service that summarizes publicly available podcast content. We're not affiliated with or endorsed by Dev Raga.
Can I get summaries of other podcasts too?
Absolutely! The free plan covers up to 3 podcasts, any in the catalog. Basic raises that to 15, Pro to 40 and Max to 100. Browse our full catalog at /podcasts.
How often does Dev Raga Personal Finance release new episodes?
Dev Raga Personal Finance publishes weekly. Our AI generates a summary within hours of each new episode.
What topics does Dev Raga Personal Finance cover?
Dev Raga Personal Finance covers topics including Education, Business, Investing. Our AI identifies the specific themes in each episode and highlights what matters most to you.
Start getting Dev Raga Personal Finance summaries tomorrow morning.
Free forever for up to 3 podcasts. No credit card required.
Free forever for up to 3 podcasts. No credit card required.