33. 7 Reasons Why a Roth Conversion Might Be a Bad Idea

Roth conversions are often touted as a smart tax move—but are they always the right choice? Not necessarily. In this episode, we’re breaking down 7 situations where a Roth conversion might actually cost you more in taxes than it saves you. You’ll learn: ✅ Why a partial Roth conversion is probably smarter than going all in ✅ How your income two years ago impacts your Medicare premiums ✅ Why you might regret converting if you plan to donate to charity ✅ How future medical and long-term care exp...