35. Collecting Over $2 Million in Social Security Benefits (And How to Calculate Yours)

Most retirees don’t realize just how valuable Social Security can be—or how much strategy goes into maximizing those benefits. In this episode, we break down a real-life case study of a couple I work with, let's call them James and Elizabeth. Thanks to a smart claiming strategy, they’re projected to collect over $2.4 million in lifetime Social Security benefits. We’ll walk through: ✔️ Why the higher-earning spouse should consider delaying benefits ✔️ How spousal and survivor benefits can sign...