
Free Daily Podcast Summary
by Ensombl
Professional network for financial advisers. The Ensombl podcast and all content contained on Ensombl is limited to factual information and does not constitute legal, financial or other professional advice. Ensombl does not hold an AFS licence and does not provide any financial services. Nothing on this podcast should be interpreted as financial advice. Before making any investment decision, Ensombl recommends obtaining financial advice from a qualified financial adviser.
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Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26071702-34390001 0.25 Client Care & Practice 0.25 Technical Competence 0.25 Regulatory Compliance and Consumer Protection In this first episode, Sarah Leslie is joined by Matthew Lloyd and Alex Berlee from AGS Financial Group. They discuss how recent Australian aged care reforms have increased complexity and costs, reshaped home and residential care funding (including packages, co-contributions, RADs, and respite), and why advisers must proactively plan, skill up or partner with specialists, and start aged care conversations early to better support clients and their families. Matthew Lloyd LinkedIn: https://www.linkedin.com/in/matthew-lloyd-mfinplan-mba-21913349/ Alex Berlee LinkedIn: https://www.linkedin.com/in/alexberlee/ AGS Financial Group Website: https://agsfinancialgroup.com.au/ For more information on aged care, access our whitepaper: https://ensombl.com/go/20260720-2/ General Disclaimer – https://www.ensombl.com/disclaimer/
Earn 1.0 CPD here: https://quiz.ensombl.com/CPDC-26071702-40430001 0.25 Client Care & Practice 0.25 Technical Competence 0.25 Regulatory Compliance and Consumer Protection 0.25 Professionalism and Ethics In this episode, Sarah speaks with Ben Hillier, Director Retirement at AMP. They explore how advisers can integrate aged care into holistic retirement planning by recognizing changing spending patterns, modeling government and out-of-pocket care costs, using structured frameworks like the 5Ls, and implementing income and equity strategies that give clients financial confidence and flexibility throughout retirement. Ben Hillier LinkedIn: https://www.linkedin.com/in/ben-hillier-au/ For more information on aged care, access our whitepaper: https://ensombl.com/go/20260720-2/ General Disclaimer – https://www.ensombl.com/disclaimer/
Earn 1.25 CPD here: https://quiz.ensombl.com/CPDC-26071702-47270001 0.25 Client Care & Practice 0.50 Technical Competence 0.25 Regulatory Compliance and Consumer Protection 0.25 Professionalism and Ethics In this final installment, Sarah talks to Shaun Ganguly, Founder & Principal Adviser at Prime Years Financial Planning. They discuss how advisers can effectively integrate aged care into long‑term retirement planning by reshaping advice processes, managing Centrelink and facility interactions, using specialised income and asset strategies, pricing and scoping aged care work appropriately, and collaborating with specialists to better support families emotionally, practically, and financially. Shaun Ganguly LinkedIn: https://www.linkedin.com/in/australiasretirementguy/ Prime Years Website: https://www.primeyears.com.au/ Shaun Ganguly Website: https://shaunganguly.com.au/ For more information on aged care, access our whitepaper: https://ensombl.com/go/20260720-2/ General Disclaimer – https://www.ensombl.com/disclaimer/
Earn 1.0 CPD here: https://quiz.ensombl.com/CPDC-26071401-57440001 0.25 Technical Competence 0.25 Client Care and Practice 0.25 Regulatory Compliance & Consumer Protection 0.25 Professionalism and Ethics This week, Rocksy speaks with Matt Fogarty, Executive General Manager - Partnerships at Infocus. They explore Matt’s journey in financial advice and his leadership of Infocus, and its four-pillar model and partnerships that help advice practices grow. Matt Fogarty LinkedIn: https://www.linkedin.com/in/matt-fogarty-2900825/ Infocus Website: https://www.infocus.com.au/ Explore the road less travelled at https://ensombl.com/go/20260715-2/ General Disclaimer – https://www.ensombl.com/disclaimer/
Earn 0.50 CPD here: https://quiz.ensombl.com/CPDC-26070700-42530001 0.25 Technical Competence 0.25 Regulatory Compliance and Consumer Protection In this episode, Ben speaks with Phil Anderson, General Manager - Policy, Advocacy and Standards at the FAAA. They discuss how the FAAA advocates for advisers within Australia’s complex regulatory and political environment, covering life insurance commissions (LIF), government and regulator roles (Treasury, ASIC, APRA), mental health impacts on TPD and income protection, adviser distribution and new adviser pathways, and the future of risk advice amid scandals, regulatory reform, and artificial intelligence. Phil Anderson LinkedIn: https://www.linkedin.com/in/philpaulanderson/ FAAA Website: https://faaa.au/ Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20260708-2/ General Disclaimer – https://www.ensombl.com/disclaimer/
Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26061903-06260001 0.25 Client Care & Practice 0.50 Technical Competence Artificial Intelligence has created enormous wealth for investors—but history suggests that periods of technological disruption can also be fertile ground for misplaced expectations and overlooked opportunities. In this episode, host James Whelan is joined by Povilas Dapkevicius from Orbis Investments to explore where value can still be found amid the AI boom. From semiconductor infrastructure and cloud computing to a biotech sector emerging from a prolonged downturn, the discussion highlights opportunities where market sentiment and long-term fundamentals have diverged. With valuations stretched across parts of the technology sector, this episode offers advisers a practical framework for separating excitement from opportunity and identifying businesses that can thrive long after today's market narratives have faded. Povilas Dapkevicius LinkedIn: https://www.linkedin.com/in/povilas-dapkevicius-25b5967/ Orbis Investments Disclaimer: https://ensombl.com/orbisdisclaimer/ James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/ Prepare your clients for a new investing dawn. Discover more: General Disclaimer – https://www.ensombl.com/disclaimer/
Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26061505-51110001 0.25 Regulatory Compliance and Consumer Protection 0.25 Client Care & Practice 0.25 Technical Competence As global investors reassess where future growth will come from, host Amie Baker is joined by Stanley Lu (Orbis Investments) to challenge conventional thinking on emerging markets. They explore how many investors remain anchored to outdated perceptions, despite significant advances in governance, innovation, technology, and economic development across emerging economies. From Korea’s corporate reforms and China’s digital leadership to the valuation opportunities often overlooked in global portfolios, the discussion highlights why emerging markets may deserve a larger role in diversified portfolios. With a focus on bottom-up stock selection, long-term compounding, and finding exceptional businesses run by exceptional people, this episode offers advisers a fresh perspective on one of the most misunderstood areas of investing. Stanley Lu LinkedIn: https://www.linkedin.com/in/stanley-lu-a0a5983/ Orbis Investments Disclaimer: https://ensombl.com/orbisdisclaimer/ Amie Baker LinkedIn: https://www.linkedin.com/in/amie-baker-10975828/ Prepare your clients for a new investing dawn. Discover more: https://ensombl.com/go/20260617-2/ General Disclaimer – https://www.ensombl.com/disclaimer/
Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26060501-47040001 0.25 Regulatory Compliance and Consumer Protection 0.25 Client Care & Practice 0.25 Technical Competence As geopolitical tensions, higher oil prices, and persistent inflation reshape the economic outlook, host Amie Baker is joined by Diana Mousina (North) and Estelle Liu (North) to explore what it means for investors and retirees. They unpack the market impact of the renewed Gulf conflict, the challenges facing central banks, and why inflation remains stubbornly high in Australia. The conversation then turns to retirement, examining the fear of running out of money, the tendency for retirees to underspend, and how advisers can help clients stay invested with confidence. With insights on portfolio construction, lifetime income solutions, and balancing growth with security, this episode offers practical guidance for navigating an increasingly uncertain retirement landscape. Diana Mousina LinkedIn: https://www.linkedin.com/in/diana-mousina-5a22442b/ Estelle Liu LinkedIn: https://www.linkedin.com/in/estelleliu/ Amie Baker LinkedIn: https://www.linkedin.com/in/amie-baker-10975828/ Grow with North. https://ensombl.com/go/20260608-2/ General Disclaimer – https://www.ensombl.com/disclaimer/
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Professional network for financial advisers. The Ensombl podcast and all content contained on Ensombl is limited to factual information and does not constitute legal, financial or other professional advice. Ensombl does not hold an AFS licence and does not provide any financial services. Nothing on this podcast should be interpreted as financial advice. Before making any investment decision, Ensombl recommends obtaining financial advice from a qualified financial adviser.
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