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Delinquency is rising and confidence in traditional credit data is waning. In this episode, Carrie Coker, Senior Director of Market Planning for Servicing and Recovery, Denise Cross, Director of Consultative Solutions for Servicing and Recovery and Joe Jarpe, Senior Manager of Data Science, explore delinquency behavior, behavioral risk signals, alternative data and transiency to explain why many consumers enter collections with no recent credit delinquency. Learn how reachability, publi...
As the economic landscape shifts heading deeper into 2026, lenders are navigating a more complex and uneven risk environment defined by widening financial divides, rising delinquencies, regulatory uncertainty and evolving borrower behavior. In this episode, host Zach Tondre, Director of Market Planning at LexisNexis Risk Solutions, is joined by Carrie Coker, Senior Director of Market Planning for Servicing and Recovery and Amy Crawford, Senior Director of Market Planning for Business Risk Man...
In this episode, Kevin King, Vice President of U.S. Credit Markets and Neil Allen, Head of Credit Risk Strategy for UKI explore how alternative credit data is reshaping lending decisions around the world. Moderated by Stewart Watterson of Datos Insights, the conversation brings together regional perspectives to unpack key findings from the 2025 Alternative Credit Data Impact Report. Together, they examine why lenders are increasingly supplementing traditional credit data, where alternative da...
As the economy moves deeper into 2026, credit and collections decisions are carrying greater consequences, especially for small businesses. In this episode of Credit in Focus, Carrie Coker and Amy Crawford unpack rising consumer and SMB delinquencies, aggressive federal enforcement and the ripple effects collections can have on local economies. They explore how early-stage intervention, AI-driven propensity-to-pay models and proactive servicing can help lenders improve recoveries while suppor...
In this episode, we explore what “alternative data” means and why defining it matters for credit risk management around the world. Moderated by Stewart Watterson of Datos Insights, LexisNexis Risk Solutions experts Kevin King and Neil Allen discuss the growing complexity of credit data, the challenges caused by inconsistent terminology and the impact on innovation, regulation and consumer trust. The conversation introduces a standardized framework for understanding traditional credit da...
As student loan repayments resume after a four-year pause, millions of Americans are feeling the financial strain and so are businesses. In this episode of Credit in Focus, host Carrie Coker, Senior Director of Market Planning, Servicing and Recovery, is joined by Andrea Bell and Andrew Henderson to unpack the ripple effects of student loan obligations on consumer behavior and credit risk management. If you’re a collections leader or credit risk professional, this episode delivers pract...
In this episode, Zach Tondre (US) and Neil Allen (UK) dive into the global challenge of financial inclusion, especially for consumers who are new to credit. From unbanked populations to young adults aging into credit, they explore the barriers that prevent access to financial systems and the opportunities that lie in alternative data. Hear real-world stories, market insights and how lenders can tap into hidden potential to drive growth and inclusion. Visit risk.lexisnexis.com to l...
In this episode, Kevin King, VP of US Credit Risk & Marketing Strategy, and Kim White, Senior Director of North America Fraud & Identity, dive deeper into the complex world of first-party fraud, building on insights from Season 1. They explore how early payment defaults (EPDs) can mask first-party fraud and why distinguishing between identity and intent-based behaviors is critical for lenders and risk managers. The episode features a case study using clustering analysis to profi...
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Credit in Focus unpacks the global complexities of credit risk across the customer lifecycle, from marketing and origination to account management, collections and recovery. Industry experts across the globe join the conversation to discuss actionable insights and emerging trends in credit risk management. Credit in Focus is brought to you by LexisNexis Risk Solutions, which helps organizations improve outcomes across the customer lifecycle by expanding existing assessment strategies with alternative data insights to gain a better understanding of consumer and small business credit risk.
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