Credit in Focus

Delinquency Behavior: What Today’s Signals Reveal About Risk, Reachability and Recovery

May 11, 2026·30 min
Episode Description from the Publisher

Delinquency is rising and confidence in traditional credit data is waning. In this episode, Carrie Coker, Senior Director of Market Planning for Servicing and Recovery, Denise Cross, Director of Consultative Solutions for Servicing and Recovery and Joe Jarpe, Senior Manager of Data Science, explore delinquency behavior, behavioral risk signals, alternative data and transiency to explain why many consumers enter collections with no recent credit delinquency. Learn how reachability, publi...

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