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- 2 weeks ago43 min
The Financial Mistakes that May Quietly Ruin Small Business
Ever wonder why some small businesses with steady customers still struggle to stay afloat? In this episode of Between the Ts, we take a practical look at the financial habits and overlooked decisions that can quietly hold entrepreneurs back. From cash flow blind spots and mixing personal and business finances to the challenges of planning for slower seasons, this conversation breaks down what often gets missed when a passion project turns into a profitable business. You’ll also hear how lenders evaluate financial health and what it really means for a business to be “bankable” in today’s economy. Tune in for straightforward, real-world insights that can help you avoid common pitfalls and set your business up for more stable, sustainable growth. Member FDIC and Equal Housing Lender. All lending products offered by Texas Bank and Trust are subject to credit approval.
- Apr 1, 202647 min
Teach Children to Save
It’s never too early to begin teaching children the value of money and wise ways to save for their future. April is Teach Children to Save Month and in this edition of Between the Ts, we discuss ways to make learning about money fun and interactive for children of all ages. After listening to our conversation, be sure to check out our engaging animated lessons called The Money Project at www.thisismytbt.com. Also, if you find value in our content, like, share, and subscribe for future episodes.
- Mar 3, 202642 min
Hidden Money in the Home Buying Process: Keys to understanding mortgage loan programs and other tips for first-time buyers in 2026
Have you ever wondered what first-time home buyers miss when they jump straight into house hunting? In this episode of Between the Ts, we sit down with TBT Mortgage lenders Lace Deibert and Jon Weakley to unpack the "real" home buying journey. We discuss the steps to pre-qualification, gaps between lender approvals and our actual budget, and everyday costs (i.e. taxes, insurance, and monthly subscriptions) that can catch many of us off guard. Join us as we dive into the world of home ownership and explore ways to remove the mystery that surrounds this exciting journey. Between the Ts is a production of Texas Bank and Trust, Member FDIC and Equal Housing Lender. All TBT lending products are subject to credit approval. NMLS # 402927
- Feb 4, 202631 min
Roots Over Branches: Why Community Banks Win for Small Business
Are you tired of fintech frustrations and impersonal big-bank service when running your small business? In this episode of Between the Ts from Texas Bank and Trust, host Aaron May and Treasury Management expert Cameron Robb reveal why community banks deliver the same advanced treasury tools—like ACH payments, remote deposit capture, and mobile merchant services—paired with real relationships and responsive support that fintechs often struggle to match. Hear how banks with roots in the local community give them a personalized connection to the customers they serve while still being strong enough to provide protection from fraud. Tune in to discover how high-tech meets high-touch for small business banking. #SmallBusinessBanking #CommunityBank #FintechVsBank
- Dec 9, 202548 min
Real Talk about AI, Digital Deception, and the Return to Human Engagement
AI is rapidly changing our world and how we interact with technology – and each other. The hidden irony of this technological advancement is that it may just drive us back to personal engagement with other humans. Join us in this edition of Between the Ts as we discuss the rise of AI, how it is shaping our world, and how we can protect ourselves and our money in an age of deepfakes and digital deception. #AI #AIandSociety #CyberSecurity #TechTalk #Digital Privacy #AIFuture #AIinBanking
- Nov 4, 202531 min
Put Your Money Where Your Heart Is: Investing That Changes the World
What if your investments could make a difference, not just in your future but also in the world around you? In this edition of Between the Ts, we discuss how values-based investing turns your 401(k) and stock picks into real impact by being intentional in searching out companies that give to causes you care about as an individual. Additionally, we examine how to remain financially prudent and how to avoid sacrificing market performance in exchange for a values alignment. Whether you’re a seasoned investor or just starting your financial journey, this conversation has something for you. Investment products are not a deposit or obligation of Texas Bank and Trust, not guaranteed by Texas Bank and Trust, not insured by FDIC or any federal government agency, and may go down in value.
- Oct 7, 202538 min
Escape the Holiday Spending Trap
Does holiday shopping stress you out? Do you ever wonder if you are losing sight of the reason for the season because you get caught in the trap of buying gifts for everyone under the sun? In this edition of Between the Ts, we will discuss how to escape the holiday spending trap and bring back a spirit of joy to the holiday. Join us as we share practical budgeting tips and heartfelt insights that help us keep our sanity, avoid overspending, and celebrate what truly matters.
- Sep 2, 202552 min
BTT Rewind - Financial Triage: Building a Budget in the Midst of a Crisis
What do we do when we face a financial emergency? Whether it is the result of a pandemic, job loss, medical expense, home repair, or some other unexpected event, the way we manage our money now can affect how well we make it through a financial crisis. Just as doctors use “triage” to prioritize the treatment of life threatening wounds over scrapes and bruises, we can use a similar “triage” approach to managing our money by defining clear priorities with our spending. In this episode, we discuss some things to consider when preparing our finances for the unexpected.
About Between the Ts
Whether you’re just starting college or just starting your new career. You need to learn to control your finances before they control you. Don’t look back 20 years from now and wish you had learned how to manage your money sooner. Between the Ts is a financial literacy podcast with real talk from real people. Let us help you make sense of the complex world of personal finance. Your future self will thank you.
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