You might not be making the most of your workplace pension - here’s what to do

Nearly half of all UK adults paying into a defined contribution workplace pension have no idea how much their employer contributes. Is that ignorance hampering our retirement planning? In this episode, Which? pension specialists Paul Davies and Holly Lanyon reveal the results of their research into the public’s understanding of workplace pensions - a key component of the income we’ll rely on in retirement. They explain how understanding how workplace pensions work, and how much your employer contributes, can help you save more for later life. Plus, they share advice on planning for retirement, and detail how the government is reviewing workplace pensions - including what the Pensions Commission could recommend to help us all save more. Which? surveyed 1,294 working adults in the UK between 14 and 17 August 2026. Deltapoll carried out the fieldwork online, and the final data have been weighted to represent the UK working adult population. Read more about Holly’s research into workplace pensions on our website & sign up for our free weekly Money newsletter Find out if you’re making the most of your workplace pension on our website & sign up for our free Retirement Planning newsletter Take control of your retirement planning with our expert reviews, calculators and up-to-date news on our website Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine