Which?

Why is the government going to tax your Isa?

July 9, 2026·34 min
Episode Description from the Publisher

Cash held in stocks and shares Isas could be taxed at 22% from April 2027 as the government looks to close loopholes for savers and investors. In this episode of Which? Money, our investing expert Josh Wilson explains the new rule, which comes into force at the same time as the cash Isa limit is reduced from £20,000 to £12,000 for under 65s. Josh explores how these changes form part of the government’s attempts to encourage more people to invest, and why it thinks so many rule changes are needed. Plus, AJ Bell’s director of public policy Tom Selby helps us predict how an Andy Burnham premiership could reshape the UK’s financial landscape and what it could mean for the bond markets. Read more about the Isa changes on our website & sign up for our free weekly Money newsletter Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

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