819 using equity vs saving cash, agent underquoting, help to buy + more

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this Q&A, John & Rach discuss your questions about:👉🏼 $500k equity in my PPOR, should I use it or save a separate cash deposit?👉🏽 sell now to fund retirement or wait 5 years but risk it not being a seller's market?👉🏾 single buyer with a $500k ceiling, is this the norm? What are my options?👉🏿 why do agents underquote and what can buyers do about it?👉🏻 I'm terrified of buying at the peak and ending up in negative equity!👉 is the Help to Buy scheme worth it?👉🏼 if wages aren't keeping up, can property really grow at 6% a year?this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.