
Free Daily Podcast Summary
by John Pidgeon & Rachelle Kroon
Join John Pidgeon — property investor, coach, buyers’ advocate and author — and Rachelle Kroon, mortgage broker, investor, and founder of Sphere Home Loans, as they dive into all things property. From buying your first home to building a portfolio, they share practical insights, expert advice, and real-world stories. With guests from every corner of the property space, John and Rachelle will help you take your next step with clarity and confidence. Formerly my millennial property.
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In this episode John walks Rachelle through the 8-point strategy he uses with clients as a buyer's agent and talks about in his book, Sort Your Property Out and Build Your Future. They chat about:👉🏼 capital growth, cash flow and where tax benefits fit👉🏽 why price starts with what the bank will lend👉🏾 what yield you need and how to calculate it👉🏿 why location is important but doesn't come first👉🏻 house, unit or something in between👉 buying entities - whose name and what structure?👉🏼 loan-to-value ratio👉🏽 the class of property - the shield of your strategyJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9Mthis is property is proudly brought to you by:Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagentEnvisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-serviceSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this episode John interviews Graham and Nicky, New Zealand property investors who went from a lifestyle block in 2009 to a 13-property portfolio. They unpack how they did it, the mistakes, learnings and what's next as they set their sights on property in Australia. They touch on:👉🏼 life before investing: the lifestyle block, pig farm and commercial gym1👉🏽 starting their portfolio pre-COVID and the property that went down in value👉🏾 turning the pig paddocks into Airbnb glamping cabins👉🏿 how a strategic mortgage broker helped fast track their portfolio👉🏻 why they've shifted to an aggressive debt reduction strategy👉 the relocation to Australia and where to from here👉🏼 how CGT works in New Zealand👉🏽 mindset, risk alignment and what the next 5-10 years looks like👉🏾 takeaways and advice for other investorsthis is property is proudly brought to you by:Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagentEnvisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-serviceSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MJohn and Rach are back with part two of upsizing in a down market, working through your questions on how to buy and sell at the same time. In this episode they touch on:👉 what a sunset clause is and when it could work for you or against you👉🏼 bridging loans and the risks to consider👉🏽 holding two mortgages or renting short term while you sell?👉🏾 buy first, sell first, hold both or use bridging finance?👉🏿 how a deposit bond works, and the risk most people misunderstand👉🏻 how a simultaneous settlement gets pulled off👉 keeping your old home as an investment when you upsizeListen: 718 upsizing & bridging loans: are they worth it??? Apple Podcasts | Spotifythis is property is proudly brought to you by:Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagentEnvisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-serviceSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MWe're doing a 2-part series on upsizing and answering your questions! In this episode, Rach and John chat about:👉🏼 what is considered a down market?👉🏽 the risks of buying before you sell👉🏿 should I sell my home and buy acreage and build?👉🏻 when is a property too large and detrimental to resale value?👉 how to make a competitive offer without overpaying👉🏼 navigating the psychology of selling "at a loss"👉🏽 Rach and John's top tipsthis is property is proudly brought to you by:Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagentEnvisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-serviceSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this Q&A, Rach and John chat about:👉🏼 a couple seeking reassurance about whether to upsize 👉 should we build a duplex or buy more investment properties? 👉🏾 they want to keep their original PPOR when they upsize but what do the numbers say?👉🏿 how does commercial property stack up as an investment following the Budget changes?Listen to episode 838 on commercial property: Apple Podcast | Spotifythis is property is proudly brought to you by:Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagentEnvisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-serviceSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this episode Rach sits down with mortgage brokers, Aaron Christie-David from Atelier Wealth and host of the Built Different podcast and Katie Thomas from Focus Finance, who's also been named Australia's #1 residential broker. They chat about what's actually happening with investor lending right now, touching on:👉🏼 the investor lending landscape right now and how it's changed👉🏽 what's the outlook for commercial property?👉🏾 should investors buy now or buy later?👉🏿 what are sophisticated investors doing right now?👉🏻 how Katie & Aaron work with clients on strategy and risk management👉 what happens when serviceability becomes an issue?👉🏼 can people still build the same portfolios today as they could 10 years ago?Connect with Katie & Aaron below:Katie's IG: https://www.instagram.com/katie_focusfinance/Aaron's IG: https://www.instagram.com/aaronc_d/?hl=enthis is property is proudly brought to you by:Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagentEnvisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-serviceSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn today's episode Rach chats with Helen Tarrant, director of Unikorn Commercial Property, one of Australia's leading commercial buyer's agents. Helen has so much experience and knowledge having built a $30M portfolio and helped guide and educate Australians in their commercial property investing journey since 2016. Strap in because this episode is packed with insights and tips! They touch on:👉🏼 Helen's story - from beauty therapist and law student to now👉🏽 commercial vs residential - the key differences👉🏾 types of commercial property and what Helen recommends for beginners👉🏿 what's the outlook for commercial property in the next 5 years?👉🏻 how commercial leases actually work👉 buy a property tenanted or vacant?👉🏼 average hold times and understanding your strategy👉🏽 biggest commercial investor mistakes👉🏾 how commercial lending worksLearn more about Unikorn: https://unikorn.com.au/this is property is proudly brought to you by:Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagentEnvisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-serviceSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn today's episode John and Rach discuss:👉🏼 40 year loan terms: banks are pivoting to find ways to improve investor lending👉🏽 a practical example of how this changes an investor's borrowing power👉🏾 how often should your property manager inspect your property?👉🏿 when is it worth switching property manager and how to👉🏻 how do banks assess genuine savings vs gifted deposit?👉 a developer wants to buy my apartment, what should I consider?this is property is proudly brought to you by:Envisage Property: https://www.envisageproperty.com.au/ Sphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
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Join John Pidgeon — property investor, coach, buyers’ advocate and author — and Rachelle Kroon, mortgage broker, investor, and founder of Sphere Home Loans, as they dive into all things property. From buying your first home to building a portfolio, they share practical insights, expert advice, and real-world stories. With guests from every corner of the property space, John and Rachelle will help you take your next step with clarity and confidence. Formerly my millennial property.
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