Free Daily Podcast Summary
This is Money Podcast: Daily Summaries Delivered
by This is Money
Get key takeaways, quotes, and insights from This is Money Podcast in a 5-minute read. Delivered straight to your inbox.
Latest Episodes
The most recent episodes — sign up to get AI-powered summaries of each one.
- 2 days ago49 min
What next for interest rates and how bad will it get for mortgages?
The Bank of England held the base rate again on Thursday but mortgage rates have soared this week.Major lenders have made a wave of hikes and there are warnings that more are on the way, so what's going on?Is this just another temporary spike as the mortgage market throws one of the wobblies we've seen a number of times in recent years or serious bad news, with rates set to stick higher?On this week's podcast, Georgie Frost, Lee Boyce and Simon Lambert discuss interest rates, what this could cost people and what you can do if you need to remortgage.Plus, what does this all mean for gilts and the Budget and did the Bank of England quietly make a decision that could make things materially better?With more investors buying gilts direct, should you take advantage of the higher rates on offer and how do you invest in UK government bonds?Or should you choose a fixed rate savings account at 5.2 per cent instead.A This is Money reader question highlights the worst inheritance tax trap that lies at £2million.And finally, would you do a Rokos and move to Greece – and other than the weather what are the attractions?Helpful linksTo check the best mortgage rates you could apply for go to www.thisismoney.co.uk/mortgage-finderTo check the best savings rates go to www.thisismoney.co.uk/saveRead Joanne Hart's guide to investing in giltsTIME STAMPS00:00 Welcome to the podcast 00:52 Interest rates held – so why are mortgages getting more expensive? 03:30 Mortgage rates are rising again: how bad could it get? 06:22 From 0.99% to 4.88%: the remortgage shock facing borrowers 10:57 Savings rates are back above 5% – should you lock in? 18:05 Five-year fix or invest instead? 19:43 Gilts 101: what are government bonds and how do they work? 24:24 Why are gilt yields so high – and how do they compare with savings? 27:18 How do you actually buy gilts? 29:59 Inheritance tax: could a £2m estate lose the home allowance? 33:07 Pensions and inheritance tax: what changes from April 2027? 36:02 The inheritance tax trap that could produce eye-watering tax rates 39:48 Why are wealthy Britons moving to Greece? 41:59 Greece's tax breaks – and who can benefit 42:08 Thinking of moving to Greece? What you need to consider 47:20 Seven energy deals that could beat the price cap rise 48:04 That's all for this weekFollow us on Instagram @dmgnewmedia.Follow us on TikTok @dmgnewmediaFollow us on X @dmgnewmediaEmail us hello@dmgmedia.co.ukText us 020 7938 6000.Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen CraneProducer: Georgie Frost Hosted on Acast. See acast.com/privacy for more information.
- 1 weeks ago51 min
How much money do you need to retire early?
Retiring early, making your time your own and sticking it to the man is something many of us will have dreamed of.But what would it take you to get there and how much would you need to start investing now depending on your age and when you want to kick back?On this episode of the This is Money Podcast, Georgie Frost, Lee Boyce and Simon Lambert look at the early retirement dream. Is it realistic, what do you gain and what do you give up, and why is it vitally important for some to use an Isa as well as a pension?One thing hampering many of our saving efforts is the cost of living and now inflation warnings are coming thick and fast again. How dire are the predictions, how likely are they to come true, what does it mean for the rest of your finances – and what’s the cost of a weekly shop got to do with things?Plus, the Renters’ Rights Act is about to deliver a landlord register but is that a good idea or more red tape.And finally, trading cards are worth big money and catching the attention at the moment, so how did Lee become an accidental collector?Follow us on Instagram @dmgnewmedia.Follow us on TikTok @dmgnewmediaFollow us on X @dmgnewmediaEmail us hello@dmgmedia.co.ukText us 020 7938 6000.Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen CraneProducer: Georgie Frost Hosted on Acast. See acast.com/privacy for more information.
- 2 weeks ago47 min
Why the UK has a bond market problem - and what it means for you
Is it crunch time on the bond markets or is this just another episode in a long-running soap opera that always leaves us on a cliff hanger?Turmoil on global bond markets has sent yields soaring on major countries' debt but the UK is suffering more than its rivals.So, what’s going on with the bond blowout? How bad is it? Why does the UK pay more to borrow than similar countries? And why is it bad news for the Budget and our finances?On this episode of the This is Money Podcast, Georgie Frost, Helen Crane and Simon Lambert discuss the bond market, explain what's going on and why it matters to you.Stoozing is back. Do you stooze, would you stooze, what on earth is stoozing and is it wise?Plus, could you get duped by the British boutiques that are actually shoddy Chinese shops?And finally, a property report this week claimed the death of the dining room… but is it time to be contrarian and revive them? Revealing his true identity as a fully paid-up member of the property-owning bourgeoisie, Simon puts up a defence for the dining room - but do Helen and Georgie agree?00:00 Welcome to the This is Money podcast00:57 Why are UK government borrowing costs surging – and why should we care?06:36 Is the world’s debt problem getting out of control?10:46 What could the bond market turmoil mean for the Budget?17:35 What does it mean for mortgages, savings and your money?19:11 Stoozing is back: could you really make £750 from a 0% credit card?29:46 Fake British boutiques: are you really buying cheap clothes from China?38:03 Death of the dining room: do we still need one?45:37 Simon’s stat of the week: more than 1million pensioners paying higher-rate tax46:37 Podcast closeFollow us on Instagram @dmgnewmedia.Follow us on TikTok @dmgnewmediaFollow us on X @dmgnewmediaEmail us hello@dmgmedia.co.ukText us 020 7938 6000.Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen CraneProducer: Georgie Frost Hosted on Acast. See acast.com/privacy for more information.
- 3 weeks ago42 min
Is Britain headed for a retirement renting crisis?
From next year, those in receipt of the full state pension will have to start giving some of it back to the government in income tax.The Treasury has put in place a ‘waiver’ system for less well-off pensioners – but it has been revealed this week that those who chose to defer their state pension could miss out because of the extra income they receive.On this week’s podcast, Georgie Frost is joined by This is Money’s Helen Crane and Tanya Jefferies to discuss whether that is fair, and how Britain’s state pension got so complicated. Staying on the subject of retirement, estimates of how much we have to save for old age usually assume we will own our homes and have paid off the mortgage by the time we quit work.But for a growing number of people, that isn’t the case – and a new study suggests those who rent during retirement could have to save £419,000 extra to afford it.With today’s youngsters expecting to get on the ladder later, or perhaps not at all, the problem is only set to worsen. The team discuss this shift and what people can do to prepare.Despite a greater need for rented homes, the property market is awash with landlords trying to offload flats. Who is going to buy them, and is it an opportunity for first-time buyers?And finally, from Lidl trainers to pizza menus and even Argos catalogues, we reveal the everyday items that could be tomorrow's collectables.00:00 – Introduction01:04 – Why some pensioners could face income tax on the State Pension05:00 – Who could miss out on the Government’s proposed tax waiver?09:47 – Should you still defer your State Pension?14:35 – The looming problem of renting in retirement19:00 – How much more do renters need to save for retirement?23:36 – Why are so many landlords selling their flats?27:28 – Are flats still worth buying?30:58 – Is buy-to-let becoming a professional investors’ game?36:08 – Could the junk in your house actually be worth money?39:56 – Why old Argos catalogues and pizza menus could become collectables41:08 – Crane’s compliment of the week: Sainsbury’s42:05 – OutroFollow us on Instagram @dmgnewmedia.Follow us on TikTok @dmgnewmediaFollow us on X @dmgnewmediaEmail us hello@dmgmedia.co.ukText us 020 7938 6000.Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen CraneProducer: Georgie Frost Hosted on Acast. See acast.com/privacy for more information.
- Aug 21, 202638 min
Bumper rate rise for Premium Bonds - are they now a no-brainer?
NS&I has just boosted the Premium Bonds underlying rate again to its highest level in nearly two years. The odds of winning are better too, with more £50,000 and £100,000 prizes to boot.More than 22million of us hold Premium Bonds but after years of being beaten by the best savings accounts, are they suddenly looking like a good option again? And why raise the rate at all? Lee Boyce, Georgie Frost and Helen Crane discuss.11.34: Imagine you bought a house years ago, pay your mortgage every month... only to discover the Land Registry still hasn’t registered it in your name. It could mean you can’t remortgage and subsequently out of pocket. We discuss a case where this happened, why and a deluge of cases we are hearing about.20.54: Inflation is heading the wrong way again - up from 2.6% to 2.9% in July, largely thanks to higher energy costs. What does that mean for base rate?Energy bills are likely to head higher still, with forecasts of another rise price cap rise in October. Is it time to fix?29:11: And finally, plug-in solar panels can be legally sold from next week. But before we all rush out to buy them, we explain what you need to know...Follow us on Instagram @dmgnewmedia.Follow us on TikTok @dmgnewmediaFollow us on X @dmgnewmediaEmail us hello@dmgmedia.co.ukText us 020 7938 6000.Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen CraneProducer: Georgie Frost Hosted on Acast. See acast.com/privacy for more information.
- Aug 14, 202652 min
Is the property market coming back to life?
After years of stagnant sales and plummeting prices…is the housing market about to take off again?Lee Boyce, Helen Crane and Georgie Frost discuss what's going with property values and hunt for green shoots of recovery.14:46: Some of Britain's biggest banks are offering far better savings rates under different brands. We look at where the deals are hiding and how much more you could earn.22:47: Crane is back on the case - this time, she resolves a reader problem with an £11,500 heat pump. It left some rooms at just 12°C – and their energy bills went up.33:07: A-level results day was this week - do the younger generation need to go to university?We talk about the pressures facing school leavers and why a degree isn't the only route to a successful career, running through best apprenticeships and jobs that don't require a degree.Follow us on Instagram @dmgnewmedia.Follow us on TikTok @dmgnewmediaFollow us on X @dmgnewmediaEmail us hello@dmgmedia.co.ukText us 020 7938 6000.Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen CraneProducer: Georgie Frost Hosted on Acast. See acast.com/privacy for more information.
- Aug 7, 202643 min
Do you need to worry about Making Tax Digital?
Has tax just got a little more taxing? Making Tax Digital has come in, meaning hundreds of thousands of people need to make their first quarterly report to HMRC this week - and during the summer holidays to boot.Georgie Frost, Simon Lambert and Lee Boyce cover what you need to know about the changes and whether it’s a good move.How easy is it to find the right software, will it help reduce the ‘tax gap’ and who will need to start using it?A retirement giant has warned the Government’s inheritance tax raid on pensions next year will undermine faith in saving long-term for later life.Should people be worried about the changes or keep calm and carry on with their pension contributions?This week, a Premium Bonds £1million winner scooped the top prize with a bond bought only six months ago.Is that unusual? Or do many people win the seven-figure sum quickly? Lee reveals all.Heading off on summer holidays? We give a reminder about the dos and don’ts when it comes to spending overseas… and what does the actor Will Ferrell have to do with it? Follow us on Instagram @dmgnewmedia.Follow us on TikTok @dmgnewmediaFollow us on X @dmgnewmediaEmail us hello@dmgmedia.co.ukText us 020 7938 6000.Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen CraneProducer: Georgie Frost Hosted on Acast. See acast.com/privacy for more information.
- Jul 31, 202635 min
We need to finally fix social care but who will pay?
Is the can finally going to stop being kicked down the road on social care?Andy Burnham has promised to correct what he has called a ‘dereliction of duty’ by a generation of politicians.But how does he plan to succeed where so many before him have failed, can he pull it off and who is going to end up paying?On this episode of the This is Money Podcast, Georgie Frost, Helen Crane and Simon Lambert discuss how to solve a problem that has defeated successive governments and created a reverse lottery where the unlucky losers can see their wealth wiped out.Meanwhile, there was no move for the Bank of England this week, as interest rates were held again, despite fears that the recent spike in energy prices could prompt another inflation shock. What does it all mean for our money?Plus, would you haggle at a high street store? Our man Toby Walne did, so what happened?And finally, is Britain’s beach hut boom over?Follow us on Instagram @dmgnewmedia.Follow us on TikTok @dmgnewmediaFollow us on X @dmgnewmediaEmail us hello@dmgmedia.co.ukText us 020 7938 6000.Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen CraneProducer: Georgie Frost Hosted on Acast. See acast.com/privacy for more information.
Get This is Money Podcast summaries in your inbox
Free AI-powered daily recaps. Key takeaways, quotes, and mentions — in a 5-minute read.
Get Free Summaries →Free forever for up to 3 podcasts. No credit card required.
You Might Also Like
Listeners also like.
The Martin Lewis Podcast
Martin Lewis provides financial advice and money-saving tips by answering listener questions.
Wake Up to Money
A daily look at personal finance, global financial markets, and business news.
Merryn Talks Money
A financial podcast exploring markets, investing, and personal finance through in-depth conversations with experts and thought leaders.
NerdWallet's Smart Money Podcast
Personal finance experts break down budgeting, saving, investing, and credit to help listeners make informed money decisions.
Money Stuff: The Podcast
A weekly discussion on Wall Street, finance, and related topics with Matt Levine and Katie Greifeld.
How to Money
Two friends break down personal finance topics like debt payoff and investing in simple, practical terms for everyday listeners.
Analysis
Examines the ideas and forces shaping public policy in Britain and abroad with writers, journalists, and academics.
BiggerPockets Money
Financial experts discuss earning, saving, and growing wealth with guests who’ve achieved financial independence.
The Indicator from Planet Money
A daily economics podcast offering short, accessible insights into money, work, and business.
The Long View
Discusses long-term investing strategies with experts in finance, covering asset allocation, risk management, and personal finance.
Thoughtful Money with Adam Taggart
Expert advice on building wealth and managing money from top financial professionals.
Unhedged
Markets experts from the Financial Times break down the key ideas driving today’s financial news.
Customized Recaps
AI-powered recaps with compact key takeaways, quotes, and insights.
Straight to Your Inbox
Get key takeaways from This is Money Podcast in a 5-minute read.
Save Hours Every Week
Stay current on your favorite podcasts without falling behind.
Frequently Asked Questions
What is Podzilla's This is Money Podcast daily summary?
It's a free AI-powered email that summarizes new episodes of This is Money Podcast as soon as they're published. You get the key takeaways, notable quotes, and links & mentions — all in a quick read.
How does the This is Money Podcast podcast summary work?
When a new episode drops, our AI transcribes and analyzes it, then generates a personalized summary tailored to your interests and profession. It's delivered to your inbox every morning.
Is this an official This is Money Podcast product?
No. Podzilla is an independent service that summarizes publicly available podcast content. We're not affiliated with or endorsed by This is Money.
Can I get summaries of other podcasts too?
Absolutely! The free plan covers up to 3 podcasts. Upgrade to Pro for 15, or Premium for 50. Browse our full catalog at /podcasts.
What topics does This is Money Podcast cover?
This is Money Podcast covers topics including News, Business, Investing. Our AI identifies the specific themes in each episode and highlights what matters most to you.
Start getting This is Money Podcast summaries tomorrow morning.
Free forever for up to 3 podcasts. No credit card required.
Free forever for up to 3 podcasts. No credit card required.