
Free Daily Podcast Summary
by Anja Dragovic
The Honest Money Show is your guide to understanding what money really is, and where Bitcoin fits in. Hosted by Anja Dragovic, Australia's female-led, Bitcoin-only podcast, it cuts through the noise to explore how money shapes our lives, why the current system leaves so many people behind, and what a clearer, fairer future could look like. Expect honest, accessible conversations with some of the most interesting thinkers in the space, the kind that take you from "I don't really get this" to genuinely curious. No hype, no pressure, just money, made clear. Whether you're brand new to these questions or already deep in them, you're welcome here.
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What happens when a Bitcoiner goes to work inside a central bank? Marek Feder spent about two and a half years in the crypto asset team at the National Bank of Slovakia, and joins Honest Money to share what he learned about Bitcoin, central bankers and how to have better conversations.Marek explains how his Crypto Coffee workshops reached about 20% of the bank’s staff, why a heated debate on Bitcoin and energy changed how he communicates, and why he believes most central bankers aren’t hostile to Bitcoin. He also shares why he left, the Bitcoin museum he built inside the bank, and his work training Bitcoin educators around the world.🎙️ EPISODE SUMMARYMarek and Anja discuss how colleagues and the local Bitcoin community reacted to a Bitcoiner joining a central bank. Marek shares practical ways to lower the temperature of Bitcoin conversations by listening, defining terms and understanding the fear behind objections.The conversation then turns to the immersive Bitcoin museum, lecturing at the European Central Bank, and the Bitcoin Educators Academy. Marek shares lessons from teaching in Zambia and Nigeria, how adoption looked on the ground, and the religious myths educators face in different countries.🔑 KEY TAKEAWAYSMarek says about 20% of National Bank of Slovakia staff attended his Crypto Coffee workshops at one pointMarek says a workshop on Bitcoin and energy turned into “two clubs fighting” until he started listeningMarek says most objections to Bitcoin come from a place of fearMarek says most central bankers he met weren’t hostile, and some went on to install Lightning wallets and buy hardware walletsMarek says the bank’s Bitcoin museum was his project, and to the best of his knowledge it is one of the only central banks with oneMarek says being stopped from speaking freely about the museum was one of the turning points that led him to leaveMarek says the Bitcoin Educators Academy has run about 30 times in 20 countries, with around 240 to 250 alumniMarek says some people in Zambia see Bitcoin as the “mark of the beast”⏱️ CHAPTERS00:00 Welcome Marek Feder02:03 Joining the Central Bank’s Crypto Team04:37 Why a Bitcoiner Applied to a Central Bank07:37 First Impressions Inside the Bank10:03 Crypto Coffees: Workshops for Central Bank Staff12:16 When the Energy Debate Went Wrong17:02 How to Lower the Temperature of Bitcoin Conversations21:46 Did Staff Come to Learn or to Argue?24:06 Are Central Bankers Hostile to Bitcoin?26:35 How the Bitcoin Community Reacted30:22 Why Marek Left the Central Bank32:14 The Bitcoin Museum and Speaking Freely34:44 Inside the Central Bank’s Bitcoin Museum41:17 Bitcoiners in the Reserve Bank of Australia?43:41 The Bitcoin Educators Academy47:50 Teaching in Zambia and Nigeria52:12 Bitcoin Adoption in Africa55:26 Mark of the Beast and Other Bitcoin Myths58:59 How Communities Can Bring the Academy to Them1:01:43 What Gives Marek Hope🔗 FEATURED LINKSMarek Feder on X: https://x.com/FederMarekMarek Feder on LinkedIn: https://www.linkedin.com/in/marek-feder-5b911a15a/AmityAge on X: https://x.com/AmityAgeAmityAge on LinkedIn: https://www.linkedin.com/company/amityage/🔗 AFFILIATE LINKSBuy Bitcoin in Australia With a $10 Sign Up BonusHARDBLOCK: https://hardblock.com.au/join/honestmoneyLearn to Acquire, Secure, and Manage Your BitcoinMINERACKS: https://www.mineracks.com/honestmoneyShop Signing Devices, Bitaxes, Nodes, Apparel, and MoreSHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.auCollaborative Security, Inheritance Planning, and Retirement StrategiesTHE BITCOIN ADVISER: https://thebitcoinadviser.com/honest-moneyReached Terminal Bitcoin? Borrow Against Your Bitcoin Without SellingLOAN MY COINS: https://www.loanmycoins.com/honest-money📌 ABOUT THE HONEST MONEY SHOWThe Honest Money Show explores the forces shaping our financial world, from monetary systems and personal finance to Bitcoin. Through in depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides practical insights into financial sovereignty.🔗 CONNECT WITH USSubscribe for weekly deep dives into Bitcoin and money literacy.Follow us on Instagram, X, TikTok, and LinkedIn at HonestMoneyShow.⚠️ DISCLAIMERThis podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast acce
A month before the bottom of the Bitcoin bear market, Anja texted James Check “I’m scared.” James, also known as Checkmatey, onchain analyst at Checkonchain, returns to Honest Money to explain what he told her, how market sentiment has shifted since 2018, and why the pet rock now has a 10 year forecast.James explains the three phases of a bear market, why treasury companies took the blow off top instead of Bitcoin, the reality of the four year cycle, and how he sees the path to $100K and beyond. Anja shares what she learned from her first bear market.🎙️ EPISODE SUMMARYAnja and James look back on the Bitcoin bear market, from the November sell off to the $58K bottom, and the investor behaviour that shows up in each phase. James explains why he prefers steady accumulation over trying to time the bottom, and how he chooses between Bitcoin, gold and cash as a store of value depending on his time horizon.The conversation then turns to the treasury company boom and bust, record selling from long term holders, altcoins and tokenisation, whether the four year cycle is real, and why James sees institutional normalisation as the most bullish thing for Bitcoin as a long term asset.🔑 KEY TAKEAWAYSJames describes a bear market as a phase shift, a price capitulation, then a long period of time painJames says the bottom is a six to seven month process, not a single priceJames sees Bitcoin as his longest duration asset and gold as a medium term store of valueJames says much of the speculative capital last cycle went into treasury company stocks rather than spot BitcoinJames says selling from long term holders in 2024 and 2025 was the largest on recordJames questions anchoring to a fixed four year cycle based on three data pointsJames expects a phase change once Bitcoin clears $100KJames believes Bitcoin becoming a normal, boring asset is bullish⏱️ CHAPTERS00:00 Welcome Back James Check00:50 Anja’s First Bear Market04:46 James’s First Cycle in 2017 and 201806:06 The Three Phases of a Bear Market10:33 Bear Market Regrets and Muting the Noise12:55 Why 58K vs 65K Doesn’t Matter Long Term14:10 The Case for DCA and Learning Markets Through Experience17:11 Buying the Bottom Is a Process19:02 Gold vs Bitcoin: The Right Tool for the Job23:47 Lessons From the Last Cycle24:48 The Treasury Company Blow Off Top27:09 OG Selling and the Great Rotation29:55 Will Treasury Companies Boom Again?35:18 Why James Stopped Tracking Altcoins36:44 Tokenisation and Onchain Data for Stocks39:51 Is the Four Year Cycle Real?46:13 James’s Roadmap for the Next Few Years49:03 What Changes Above $100K50:35 Record Long Term Holder Selling52:56 Bitcoin Becoming a Normal Asset55:56 Where to Find James and His New Charting Platform🔗 FEATURED LINKSCheckonchain: https://checkonchain.comNewsletter: http://newsletter.checkonchain.comJames on X: https://x.com/_Checkmatey_Bitcoin Bush Bash: https://bitcoinbushbash.info/🔗 AFFILIATE LINKSBuy Bitcoin in Australia With a $10 Sign Up BonusHARDBLOCK: https://hardblock.com.au/join/honestmoneyLearn to Acquire, Secure, and Manage Your BitcoinMINERACKS: https://www.mineracks.com/honestmoneyShop Signing Devices, Bitaxes, Nodes, Apparel, and MoreSHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.auCollaborative Security, Inheritance Planning, and Retirement StrategiesTHE BITCOIN ADVISER: https://thebitcoinadviser.com/honest-moneyReached Terminal Bitcoin? Borrow Against Your Bitcoin Without SellingLOAN MY COINS: https://www.loanmycoins.com/honest-money📌 ABOUT THE HONEST MONEY SHOWThe Honest Money Show explores the forces shaping our financial world, from monetary systems and personal finance to Bitcoin. Through in depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides practical insights into financial sovereignty.🔗 CONNECT WITH USSubscribe for weekly deep dives into Bitcoin and money literacy.Follow us on Instagram, X, TikTok, and LinkedIn at HonestMoneyShow.⚠️ DISCLAIMERThis podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage.#Bitcoin #BitcoinAustralia #OnchainAnalysis #Checkonchain #BitcoinCycle #BearMarket #Gold #SoundMoney #MarketPsychology #HonestMoneyShow
What does Australia's proposed crypto reporting bill mean for Bitcoin transactions and self-custody? Jordan Dittloff, law graduate and former Libertarian Party Senate candidate, joins Honest Money to share why he has concerns about the draft legislation on crypto asset tax transparency.Jordan explains what he says the draft would require of exchanges, why he is wary of rules being set by regulation, and why he sees red flags. Anja shares her concerns about wallet transfers and the physical safety of Bitcoin holders.📝 Submissions close 28 October 2026. Read the draft legislation and make a submission: https://consult.treasury.gov.au/c2026-813391🎙️ EPISODE SUMMARYJordan and Anja discuss what the draft proposes for digital currency exchanges, how it connects to international reporting frameworks, and why Jordan believes the detail being left to regulations matters.Anja explains why she questions the reporting of transfers to your own wallet, and why she believes the safety of Bitcoin holders deserves more attention. Jordan shares his view on unrealised capital gains and superannuation.The conversation then widens to the cost of government in Australia, libertarian ideas explained in plain language, the role of the state, community, and the rise of One Nation.🔑 KEY TAKEAWAYSJordan says the draft would require exchanges to report transaction information to the ATOJordan is concerned the draft leaves much of the detail to regulations made by the ministerAnja questions why transfers to your own wallet need to be reportedAnja highlights personal safety risks if holder data is leakedJordan suspects unrealised capital gains could be a future focus for cryptoJordan describes libertarianism as the premise that you are the best person to make decisions for yourself and your familyBoth guests encourage viewers to read the draft and form their own view⏱️ CHAPTERS00:00 Meet Jordan Dittloff02:55 The Bill and the Rushed Consultation Period03:22 What the Exposure Draft Does07:38 Why Rules by Regulation Concern Jordan10:07 Anja's Concerns on Wallet Transfers and Ministerial Powers12:48 Safety and Self Custody Risks14:13 Unrealised Capital Gains and Super18:39 Cost of Government, Not Cost of Living20:26 Are Australians Waking Up?24:27 What Is Libertarianism? Jordan Explains 29:00 Why Bitcoin and Libertarianism Overlap31:45 Beyond Left and Right: The Political Axis Most People Miss35:38 Is Libertarianism Right Wing?38:22 The Role of the State and Personal Responsibility41:03 Northern Rivers, Community and the Welfare State43:56 One Nation: Can a New Party Change Anything?48:32 Where to Find Jordan🔗 FEATURED LINKSJordan Dittloff Victorian Senate campaign: https://www.libertarians.org.au/vic_senateJordan on X: https://x.com/Dittloff4Sense🔗 AFFILIATE LINKSBuy Bitcoin in Australia With a $10 Sign Up BonusHARDBLOCK: https://hardblock.com.au/join/honestmoneyLearn to Acquire, Secure, and Manage Your BitcoinMINERACKS: https://www.mineracks.com/honestmoneyShop Signing Devices, Bitaxes, Nodes, Apparel, and MoreSHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.auCollaborative Security, Inheritance Planning, and Retirement StrategiesTHE BITCOIN ADVISER: https://thebitcoinadviser.com/honest-moneyReached Terminal Bitcoin? Borrow Against Your Bitcoin Without SellingLOAN MY COINS: https://www.loanmycoins.com/honest-money📌 ABOUT THE HONEST MONEY SHOWThe Honest Money Show explores the forces shaping our financial world, from monetary systems and personal finance to Bitcoin. Through in depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides practical insights into financial sovereignty.🔗 CONNECT WITH USSubscribe for weekly deep dives into Bitcoin and money literacy.Follow us on Instagram, X, TikTok, and LinkedIn at HonestMoneyShow.⚠️ DISCLAIMERThis podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage.#Bitcoin #BitcoinAustralia #CryptoRegulation #JordanDittloff #CARF #SelfCustody #Libertarian #AustralianPolitics #SoundMoney #FinancialSovereignty #HonestMoneyShow
What happens to your Bitcoin if you die without a will? Dale Warburton, founder of My Bitcoin Will, returns to Honest Money to explain why most Bitcoin inheritance plans fail, and how to make sure your stack reaches the people you love.Dale walks through a real Queensland example of dying without a will, why your will becomes public during probate, and why naming your Bitcoin in it could put a target on your beneficiaries' backs. He also explains why an access plan matters even more than a will, how inherited Bitcoin is taxed in Australia, and why your plan is never set and forget.🎙️ EPISODE SUMMARYDale and Anja discuss wills, letters of wishes, executors, access instructions, and the legal side of Bitcoin that every holder should understand before they need to.The conversation moves from what the state does with your assets when there is no will, to the key terms every beginner needs: probate, executors, letters of wishes, and testamentary trusts. Dale shares why he started My Bitcoin Will after a lawyer dismissed his Bitcoin, and what makes a will valid.The episode also covers power of attorney, keeping Bitcoin in the residue of your estate, where to store access instructions, keeping your plan simple, cost base and provenance records, when Australian banks might offer Bitcoin custody, and the first step you should take today.🔑 KEY TAKEAWAYSWithout a will, the state decides who inherits your BitcoinIntestacy rules differ by state, even between neighbouring townsYour will becomes public during probate in AustraliaA letter of wishes stays private and can point to your access instructionsLeaving Bitcoin in the residue of your estate protects your beneficiariesNever store access instructions with your seed materialInheriting Bitcoin is not a taxable event in AustraliaGet your access plan in place first, then your will⏱️ CHAPTERS00:00 Meet Dale Warburton of My Bitcoin Will00:59 What Happens If You Die Without a Will04:03 Wills, Probate, and Executors Explained05:55 Letters of Wishes and Testamentary Trusts08:02 Are Australian Lawyers Bitcoin Literate?11:14 Why Dale Started My Bitcoin Will15:32 DIY Wills and What Makes a Will Valid18:33 Losing Mental Capacity and Power of Attorney23:29 How to Describe Bitcoin in Your Will28:04 Why Bitcoin Is Harder to Inherit Than Shares31:11 Where to Store Access Instructions37:29 How Inherited Bitcoin Is Taxed in Australia39:51 Cost Base, Provenance, and Bank Custody47:25 Do Single People Need a Will?49:51 Your First Step and Keeping Your Will Updated🔗 FEATURED LINKSMy Bitcoin Will: https://mybitcoinwill.com/Dale on X: https://x.com/Dale21M🔗 AFFILIATE LINKSBuy Bitcoin in Australia With a $10 Sign Up BonusHARDBLOCK: https://hardblock.com.au/join/honestmoneyLearn to Acquire, Secure, and Manage Your BitcoinMINERACKS: https://www.mineracks.com/honestmoneyShop Signing Devices, Bitaxes, Nodes, Apparel, and MoreSHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.auCollaborative Security, Inheritance Planning, and Retirement StrategiesTHE BITCOIN ADVISER: https://thebitcoinadviser.com/honest-moneyReached Terminal Bitcoin? Borrow Against Your Bitcoin Without SellingLOAN MY COINS: https://www.loanmycoins.com/honest-money📌 ABOUT THE HONEST MONEY SHOWThe Honest Money Show explores the forces shaping our financial world, from monetary systems and personal finance to Bitcoin. Through in depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides practical insights into financial sovereignty.🔗 CONNECT WITH USSubscribe for weekly deep dives into Bitcoin and money literacy.Follow us on Instagram, X, TikTok, and LinkedIn at HonestMoneyShow.⚠️ DISCLAIMERThis podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage.#Bitcoin #BitcoinAustralia #BitcoinInheritance #BitcoinWill #EstatePlanning #DaleWarburton #MyBitcoinWill #SelfCustody #Probate #PowerOfAttorney #SoundMoney #FinancialSovereignty #HonestMoneyShow
What does the Australian government really think of Bitcoin? According to Bayani Mills, CEO of the Australian Bitcoin Industry Body (ABIB), the problem is that it doesn't. Bayani joins Honest Money to explain how policymakers, regulators, and banks actually see Bitcoin, and why Bitcoiners need to show up if they want the rules to change.Bayani breaks down why Australia fell behind on Bitcoin innovation, how Bitcoin mining could help build energy infrastructure and lower power costs, and why AML and KYC rules create risky stockpiles of personal data. He also shares why he expects a pitch for a retail CBDC within five years, and why the RBA talks about Bitcoin so much for an institution with no position on it.🎙️ EPISODE SUMMARYBayani and Anja discuss government sentiment toward Bitcoin in Australia, Bitcoin mining and energy, KYC, debanking, and the road to a retail CBDC.The conversation moves from ABIB's recent event at Parliament House in Melbourne, hosted by Libertarian MP David Limbrick, to why so many Australian Bitcoin miners stay quiet about what they do. Bayani explains how regulators put up barriers instead of leaning into innovation, and how talent and investment went overseas as a result.The episode also covers AUSTRAC and data collection, the cost and effectiveness of AML and KYC, Project Acacia and stablecoins, banks reviewing customers' social media, the difference between inflation, debasement, and CPI, the shift toward independents, and how everyday Bitcoiners can get involved through meetups and ABIB working groups.🔑 KEY TAKEAWAYSMost Australian policymakers only know Bitcoin through crypto and mainstream mediaABIB engages government on Bitcoin mining, energy, and methane abatementMore Bitcoin mining is happening in Australia than regulators realiseRegulatory barriers pushed Australian talent and investment overseasAML and KYC rules create stockpiles of personal data that put Bitcoiners at riskBayani expects a pitch for a retail CBDC in Australia within five yearsBanks can decide who they serve, and Australians have no right to a bank accountRules only change when Bitcoiners turn up and engage with policymakers⏱️ CHAPTERS00:00 What Does Government Think of Bitcoin?01:47 Changing Hearts and Minds in Parliament03:51 The Parliament House Event in Melbourne06:35 Why Australian Miners Stay Quiet10:36 Aussie Bitcoin Talent and Capital Flight14:46 How to Get Involved With ABIB18:52 KYC, AUSTRAC, Data Honeypots and Wrench Attacks27:57 Does AML and KYC Even Work?32:24 What ABIB Has Been Working On36:14 Project Acacia, Stablecoins and the RBA’s CBDC Paper39:43 The RBA Has No Position on Bitcoin?42:05 The Digital Euro and Money as a System of Control48:44 Inflation, Debasement, and CPI50:46 Debanking and Political Dissent53:55 Independents and Political Engagement56:51 Bitcoiners Inside Government and Banks58:23 Is Gerard Rennick Coming Around?1:01:30 What Bayani Is Most Bullish On1:04:13 Meetups and Tools for Bitcoiners1:06:09 Methane Abatement at Local Landfills1:09:10 Final Thoughts🔗 FEATURED LINKSABIB: https://bitcoinindustrybody.org.auOrange Label: https://orangelabel.ioBTC Map: https://btcmap.org🔗 AFFILIATE LINKSBuy Bitcoin in Australia With a $10 Sign Up BonusHARDBLOCK: https://hardblock.com.au/join/honestmoneyLearn to Acquire, Secure, and Manage Your BitcoinMINERACKS: https://www.mineracks.com/honestmoneyShop Signing Devices, Bitaxes, Nodes, Apparel, and MoreSHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.auCollaborative Security, Inheritance Planning, and Retirement StrategiesTHE BITCOIN ADVISER: https://thebitcoinadviser.com/honest-moneyReached Terminal Bitcoin? Borrow Against Your Bitcoin Without SellingLOAN MY COINS: https://www.loanmycoins.com/honest-money📌 ABOUT THE HONEST MONEY SHOWThe Honest Money Show explores the forces shaping our financial world, from monetary systems and personal finance to Bitcoin. Through in depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides practical insights into financial sovereignty.🔗 CONNECT WITH USSubscribe for weekly deep dives into Bitcoin and money literacy.Follow us on Instagram, X, TikTok, and LinkedIn at HonestMoneyShow.⚠️ DISCLAIMERThis podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host,
How do you get paid in Bitcoin in Australia, and why might it be the best defence against inflation far worse than the official figures suggest? Adam Poulton, CEO of Get Paid in Bitcoin, joins Honest Money to explain how Australians can receive part of their wages in Bitcoin into self-custody, and why he calls CPI “a CP lie”.Adam breaks down why real inflation measured by the money supply runs closer to 8 to 10 percent a year, how house prices track money printing rather than CPI, and what that does to your wages, savings, and chance of ever buying a home. He also shares how Get Paid in Bitcoin works with payroll systems like Xero, why he was banned by a major bank for life, and why no change of government can outrun money printing.🎙️ EPISODE SUMMARYAdam and Anja discuss getting paid in Bitcoin in Australia, real inflation, debanking, and why political fixes fall short. They also dig into why Dave Hughes and Karl Stefanovic feel so close to landing on Bitcoin as the solution.The conversation moves from how Get Paid in Bitcoin works, including its Xero payroll integration and self-custody by default, to why the gap between CPI and real inflation leaves workers falling behind every year. Adam explains how M3 money supply has grown around 8 to 10 percent a year for decades, and how that reshapes wages, retirement, and everyday life.The episode also covers Adam’s lifetime ban from a major bank, the debanking wave hitting Bitcoiners and business owners, the friction on cash withdrawals, the tobacco-tax Laffer curve, and why Adam believes Bitcoin, not a change of government, is the real escape from a broken monetary system.🔑 KEY TAKEAWAYSGet Paid in Bitcoin lets Australians receive wages in Bitcoin, into self-custodyIt integrates with payroll systems like Xero for easy employer setupOfficial CPI badly understates what Australians actually lose to inflation each yearReal inflation measured by money supply runs closer to 8 to 10 percent a yearHouse prices track the growth in money supply, not the official CPI figureAustralia creates hundreds of billions of brand-new dollars every single yearDebanking is hitting Bitcoiners and business owners, Adam was banned for lifeNo change of government can outrun a monetary system built on money printing⏱️ CHAPTERS00:00 Meet Adam Poulton of Get Paid in Bitcoin01:15 What Get Paid in Bitcoin Actually Does05:25 Self-Custody by Default06:56 Bitcoin as an Employee Retention Tool09:08 Why Wages Can’t Keep Up13:41 CPI vs Real Inflation21:30 Hundreds of Billions Printed Every Year26:30 Is Australia Waking Up to Money Printing?31:30 Why Dave Hughes and Karl Stefanovic Are So Close39:13 Banned for Life by the CBA41:05 The Debanking Wave Hitting Australians43:37 Bracket Creep and a Broken System46:26 WTF Happened in 197148:30 Why Political Fixes Won’t Work53:01 The Tobacco Tax and the Laffer Curve58:29 Bitcoin Price Outlook and Final Thoughts🔗 FEATURED LINKSGet Paid in Bitcoin: https://getpaidinbitcoin.com.auAdam Poulton on X: https://x.com/adampoultonWTF Happened in 1971: https://wtfhappenedin1971.com🔗 AFFILIATE LINKSBuy Bitcoin in Australia With a $10 Sign Up BonusHARDBLOCK: https://hardblock.com.au/join/honestmoneyLearn to Acquire, Secure, and Manage Your BitcoinMINERACKS: https://www.mineracks.com/honestmoneyShop Signing Devices, Bitaxes, Nodes, Apparel, and MoreSHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.auCollaborative Security, Inheritance Planning, and Retirement StrategiesTHE BITCOIN ADVISER: https://thebitcoinadviser.com/honest-moneyReached Terminal Bitcoin? Borrow Against Your Bitcoin Without SellingLOAN MY COINS: https://www.loanmycoins.com/honest-money📌 ABOUT THE HONEST MONEY SHOWThe Honest Money Show explores the forces shaping our financial world, from monetary systems and personal finance to Bitcoin. Through in depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides practical insights into financial sovereignty.🔗 CONNECT WITH USSubscribe for weekly deep dives into Bitcoin and money literacy.Follow us on Instagram, X, TikTok, and LinkedIn at HonestMoneyShow.⚠️ DISCLAIMERThis podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage.#Bitcoin #GetPaidInBitcoin #Infl
Where is the Bitcoin price really heading, and does the power law still point to Bitcoin reaching millions? Stephan Livera joins Honest Money to explain his outlook on Bitcoin's price, why adoption is slower than he once believed, and what the power law model projects for the decades ahead.Stephan explains how his thinking on Bitcoin adoption has shifted over eight years, why he now meets people wherever they enter the funnel, from ETFs to self-custody, and what the power law suggests about Bitcoin reaching roughly a million dollars in the early 2030s and around ten million by 2045. Along the way he reflects on the long game of Bitcoin, surviving your first bear market, community infighting, and what the Coldcard hack really means for self-custody.🎙️ EPISODE SUMMARYStephan and Anja discuss Bitcoin's price trajectory, the power law, bear markets, and self-custody.The conversation moves from eight years of podcasting, through his long-term conviction on Bitcoin as money, to how he now sees adoption as a broad funnel rather than an all-or-nothing choice. He explains why he likes the power law as a grounding model over the debunked stock-to-flow, and what it projects for Bitcoin's price into the 2030s and 2040s.The episode also covers why the first bear market is the hardest and why dollar-cost averaging through it matters most, the exhausting community infighting around BIP-110 and spam, the quantum-security consortium forming around Bitcoin, and why, after the Coldcard hack, Stephan believes multi-vendor multisig is the real long-term answer to self-custody.🔑 KEY TAKEAWAYSThe power law projects Bitcoin near a million dollars in the early 2030s and ten million by 2045Stephan favours the power law as a grounded model over the debunked stock-to-flowBitcoin is not get rich quick, it is a five to ten year, multi-decade processThe first bear market is the hardest, and DCA through it matters mostHe has evolved on "Bitcoin only" while keeping his long-term convictionAdoption is a broad funnel, from ETFs and custodians to full self-custodyCommunity infighting over BIP-110 and spam burned out many buildersAfter the Coldcard hack, multi-vendor multisig is his long-term self-custody answer⏱️ CHAPTERS00:00 Intro: Bitcoin's Path to Millions05:09 Bitcoin Only, With Nuance15:07 The Hybrid Car Theory of Adoption18:21 Bitcoin as a Broad Adoption Funnel23:45 Why Bitcoin Isn't Get Rich Quick30:50 Do the Price Models Actually Work?34:47 Surviving Your First Bear Market37:30 Infighting, BIP-110, and Spam43:45 Institutions and the Next Fork Fights46:16 The Quantum Security Consortium48:38 Self-Custody After the Coldcard Hack52:31 The Continual Learning Journey56:56 Community Questions: Lightning in Australia01:01:43 Final Thoughts: A Multi-Decade Process🔗 FEATURED LINKSStephan Livera on X: https://x.com/stephanliveraStephan Livera Podcast: https://www.stephanlivera.com/🔗 AFFILIATE LINKSBuy Bitcoin in Australia With a $10 Sign Up BonusHARDBLOCK: https://hardblock.com.au/join/honestmoneyLearn to Acquire, Secure, and Manage Your BitcoinMINERACKS: https://www.mineracks.com/honestmoneyShop Signing Devices, Bitaxes, Nodes, Apparel, and MoreSHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.auCollaborative Security, Inheritance Planning, and Retirement StrategiesTHE BITCOIN ADVISER: https://thebitcoinadviser.com/honest-moneyReached Terminal Bitcoin? Borrow Against Your Bitcoin Without SellingLOAN MY COINS: https://www.loanmycoins.com/honest-money📌 ABOUT THE HONEST MONEY SHOWThe Honest Money Show explores the forces shaping our financial world, from monetary systems and personal finance to Bitcoin. Through in depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides practical insights into financial sovereignty.🔗 CONNECT WITH USSubscribe for weekly deep dives into Bitcoin and money literacy.Follow us on Instagram, X, TikTok, and LinkedIn at HonestMoneyShow.⚠️ DISCLAIMERThis podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage.#Bitcoin #StephanLivera #BitcoinPrice #PowerLaw #BitcoinAdoption #BearMarket #SelfCustody #Multisig #BitcoinAustralia #FinancialSovereignty #HonestMoneyShow
What happens to your Bitcoin if you get hit by a bus tomorrow, and could your family actually access it, or would it be lost forever?Mike, product manager at Guardblock, joins Honest Money to tackle the hardest problems in Bitcoin self-custody: backups, inheritance, and staying secure in a world where AI is making attacks more sophisticated by the day. In the wake of the Coldcard hack, Mike explains why a single device is no longer good enough, how collaborative security using multisig and Bitcoin time locks works, and how to make sure your coins reach your heirs without leaving a dangerous security hole.🎙️ EPISODE SUMMARYMike and Anja discuss self-custody, collaborative security, and Bitcoin inheritance.The conversation moves from the lessons of the Coldcard hack and recent data breaches, through the difference between custodial and non-custodial, single-sig and multisig, to how Guardblock's time-locked vaults add a co-signing key and recovery pathways without taking custody of your coins. Mike explains why self-custody still demands personal responsibility, how time locks let you exit unilaterally if the company disappears, and why inheritance is the single biggest reason people are signing up.The episode also covers wills and letters of wishes, the privacy and trust trade-offs of collaborative security, which hardware wallets work with Taproot miniscript, the product's pricing, and why everyday people shouldn't need to be technical experts to keep their Bitcoin safe.🔑 KEY TAKEAWAYSAfter the Coldcard hack, a single device and basic setup is no longer enoughAI tools are making attacks on Bitcoin self-custody more sophisticatedMultisig removes the single point of failure that sinks single-sig setupsCollaborative security adds a co-signing key so a stolen seed alone can't move fundsBitcoin time locks create recovery pathways and let you exit if a provider disappearsInheritance is the biggest gap in self-custody, and the top reason people sign upPut a plan in a letter of wishes, never seed words or pins in your willEveryday people shouldn't need extreme technical skill to hold Bitcoin safely⏱️ CHAPTERS00:00 Meet Mike From Guardblock01:17 What the Coldcard Hack Taught Us06:15 Why One Device Is No Longer Enough10:01 Custodial vs Non-Custodial, Explained12:05 Single-Sig vs Multisig, Explained15:38 What Guardblock Actually Is18:45 How Collaborative Security Works24:11 How Bitcoin Time Locks Work26:40 The Recovery Pathways Explained37:00 The Privacy and Trust Trade-Offs40:26 The Bitcoin Inheritance Problem45:26 Probate, Wills, and Letters of Wishes48:47 Which Hardware Wallets Work01:03:00 Pricing and No Lock-Ins🔗 FEATURED LINKSGuardblock: https://guardblock.comGuardblock on X: https://x.com/GuardBlock21🔗 AFFILIATE LINKSBuy Bitcoin in Australia With a $10 Sign Up BonusHARDBLOCK: https://hardblock.com.au/join/honestmoneyLearn to Acquire, Secure, and Manage Your BitcoinMINERACKS: https://www.mineracks.com/honestmoneyShop Signing Devices, Bitaxes, Nodes, Apparel, and MoreSHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.auCollaborative Security, Inheritance Planning, and Retirement StrategiesTHE BITCOIN ADVISER: https://thebitcoinadviser.com/honest-moneyReached Terminal Bitcoin? Borrow Against Your Bitcoin Without SellingLOAN MY COINS: https://www.loanmycoins.com/honest-money📌 ABOUT THE HONEST MONEY SHOWThe Honest Money Show explores the forces shaping our financial world, from monetary systems and personal finance to Bitcoin. Through in depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides practical insights into financial sovereignty.🔗 CONNECT WITH USSubscribe for weekly deep dives into Bitcoin and money literacy.Follow us on Instagram, X, TikTok, and LinkedIn at HonestMoneyShow.⚠️ DISCLAIMERThis podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage.#Bitcoin #SelfCustody #Guardblock #Multisig #ColdcardHack #BitcoinInheritance #BitcoinSecurity #Collaborativecustody #HardwareWallet #BitcoinAustralia #FinancialSovereignty #HonestMoneyShow
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The Honest Money Show is your guide to understanding what money really is, and where Bitcoin fits in. Hosted by Anja Dragovic, Australia's female-led, Bitcoin-only podcast, it cuts through the noise to explore how money shapes our lives, why the current system leaves so many people behind, and what a clearer, fairer future could look like. Expect honest, accessible conversations with some of the most interesting thinkers in the space, the kind that take you from "I don't really get this" to genuinely curious. No hype, no pressure, just money, made clear. Whether you're brand new to these questions or already deep in them, you're welcome here.
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