How to Make a Spending Decision You Won't Regret in Six Months EP 118

When you're staring at a decision like upgrading your software, making a new hire, or learning how to bring AI into your business, how do you know if it’s a smart investment or an expensive story you're telling yourself? Join Podcast Club: Get behind the scenes access to every episode before anyone else hears it. Meet other listeners of the show and connect live with guests, Alecia's cohosts, and Alecia herself.  Episodes are recorded in front of a live virtual studio audience, then a private, unrecorded conversation opens up where you can share your thoughts, ask questions, go deeper on the topic, and even shape what gets covered next.  Get access at consciousedge.com/club.  Get Full Show Notes: www.consciousedge.com/ep118 Let’s Connect on Instagram: @aleciastg In this episode of The Conscious Edge Podcast, host Alecia St. Germain sits down with financial strategist Jenn Baas, founder of Peak to Peak Solutions and coach inside The Conscious Edge's Financial Leadership Lab, for a Monthly Money Talks with Zen Jenn. The two dig into a question that came up in Podcast Club: how do you know when to spend money to grow your business, and when does it make more sense to wait? Alecia and Jenn walk through the real difference between a need to have and a nice to have, how big assumptions quietly drive spending decisions, and why "hope is not a plan" when it comes to your business finances. 📝 What We Cover in This Episode: -How to tell the difference between a business dysfunction you'll outgrow and one that needs to be solved now -What questions to ask before you spend money on anything that isn't a clear need -How a big assumption like "if it's not perfect, no one will do business with me" can drive expensive decisions -The difference between visionary spenders and security seekers, and how to work with your own tendency instead of against it -Why setting a timeline and clear metrics before you invest protects you from riding an investment too long -What it actually means when a business is being subsidized instead of run -How anchoring every spending decision back to a real plan creates more freedom, not less