David Wickert and Tim Holdmann tackle the gap between scary rate headlines and what actually matters in real-life home buying. Friday’s bond market move pushed monthly payments on a $400K loan up just $56 — hardly the “rates skyrocket” doom the click-bait crowd was selling. For serious home shoppers, fewer competing offers is actually a silver lining. Tim shares the story of repeat clients expecting twins (going from man-to-man to zone defense) who closed despite the rate shift, plus an Illin...
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