
David Wickert and Tim Holdmann break down why rates are no longer the headline-grabber clients think they are. Life happens — twins on the way, a bigger yard, aging parents, a move to Florida — and the right house matters far more than chasing a perfect rate. As David and Tim put it: upgrade the mortgage later, but get the house now. The duo dig into the one-year lender-paid temporary rate buydown, explaining how front-loading your savings into the first twelve months of a mortgage often make...
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