TIPS vs MYGAs: Why Most Retirees Choose the Wrong One

Most retirees assume TIPS and MYGAs are basically the same thing. Both are conservative. Both preserve your principal. Both appeal to people who want stability in retirement. But here's the truth — they solve two completely different problems. And choosing the wrong one for the wrong job can quietly cost you. In this episode, Marty Becker breaks down exactly how TIPS and MYGAs work, what makes each one unique, and — most importantly — how to know which one is right for your situation. Here's what Marty covers: What a MYGA is and why its predictability makes it one of the most reliable retirement tools available How TIPS actually work — including the part most retirees never hear about Why TIPS can lose value during deflation and what that means for your retirement money The one question every retiree needs to ask before putting money into either one Why the TIPS vs MYGAs debate isn't really about which one is better — it's about what job you need your money to do If you're looking for safe, stable retirement income and want to make sure you're using the right tool for the right job, this episode is for you.