6 Annuity Myths Your Advisor Won't Correct

Most retirees have heard at least one of these myths about annuities. That agents are just chasing a commission. That annuities cap your growth. That your money gets locked up forever. But here's the truth — most of these myths come from a misunderstanding of how annuities actually work, and believing them can cause you to overlook a strategy that might genuinely fit your retirement. In this episode, Marty Becker breaks down the 6 biggest annuity myths, where they actually come from, and exactly why they're wrong. Here's what Marty covers: Why the "commission" objection almost always comes from the client's current advisor — not the clientThe real difference between a cap rate, a participation rate, and a spread, and why growth isn't as limited as people thinkWhy your money in a managed portfolio may already be more "locked up" than you realizeWhat you're actually paying for with an income rider fee — and how it compares to a typical management feeHow annuity companies actually use call options to protect your principal, and why they aren't pocketing your gainsThe one question every retiree should ask before believing anything they hear about annuities at a dinner seminar If you're tired of getting conflicting information about annuities and want to separate fact from fiction, this episode is for you.