Vivian Tu - "Your Rich BFF" & Author of Rich AF | The Ex-Wall Street Trader With 8 Million Followers Says the Old Money Rules Are Dead

➡️ Join 321,000 people who read my free weekly newsletter: https://newsletter.scottdclary.com ➡️ Like The Podcast? Leave A Rating: https://ratethispodcast.com/successstory Vivian Tu, known to millions as "Your Rich BFF," is a former Wall Street trader turned personal finance educator whose candid, jargon-free approach to money has built her a following of over 10 million people. She's the author of two New York Times bestsellers, Rich AF and Well Endowed, SoFi's first Chief of Financial Empowerment, host of the Networth and Chill podcast, a TED speaker, and the founder of Ask Dolly, an AI-powered personal finance app. Named to Forbes 30 Under 30 and the TIME100 Creators list, her mission is simple: make financial literacy less intimidating and more inclusive, especially for women and young people who've been left out of the money conversation for too long. ➡️ Show Links https://www.instagram.com/your.richbff/  https://www.youtube.com/yourrichbff  https://www.linkedin.com/in/viviantu-yourrichbff  https://askdolly.com/  ➡️ Podcast Sponsors Hubspot - https://hubspot.com/   Huel - https://huel.com/scott (Code: scott) NetSuite - https://netsuite.com/scottclary/  Framer - https://framer.com/design (Code: SuccessStory) LinkedIn Ads - https://linkedin.com/scottclary  Cohesity - https://www.cohesity.com/datacloud  Whatnot - https://www.whatnot.com/ Monarch - https://www.monarch.com/ (Code: success) Cash App - https://cash.app/ (Code: cashapp10) MyFitnessPal - https://podcasts.myfitnesspal.com (Code: SCOTT) Odoo - https://www.odoo.com  ➡️ Talking Points 00:00 – Intro   04:23 – Has the Money Advice Changed?   07:10 – What to Do When You’re Broke   11:13 – Don’t Let the News Panic You   12:44 – Why We’re Gambling More   15:40 – The Old Money Playbook Is Dead   16:31 – Meet Ask Dolly   20:57 – Why Financial Advice Feels Broken   22:21 – When AI Needs a Human Expert   26:18 – Sponsor Break   30:27 – The Danger of AI Financial Advice   32:26 – Why Vivian Built a Business, Not a Course   37:22 – Building an $8M Creator Business   39:03 – How Creators Should Start   40:48 – Why Delegation Is So Hard   46:44 – Why Money Decisions Get Messy   48:45 – Sponsor Break   52:01 – Can You Afford to Have Kids?   55:40 – Money vs. Biology   58:15 – Don’t Let Others Decide Your Life   1:01:24 – The Sandwich Generation   1:03:42 – What to Do After a Layoff   1:04:40 – How to Future-Proof Your Career   1:07:47 – Why Money Is a Stamina Game   1:10:39 – The Worst Money Advice   1:11:40 – How to Start Investing   1:15:06 – The Future of Money   1:17:38 – Where to Find Vivian   1:17:54 – Vivian’s Final Advice