Suburb Data with Damien & Jeremy

EBS 24: Rent Money Is NOT Dead Money | Rent for Lifestyle, Own for ROI

July 29, 2026·19 min
Episode Description from the Publisher

Episode 24 challenges the claim that rent money is dead money. We compare owning a home with rentvesting and show why renting where you want to live while investing in a stronger growth market can produce a better financial result. The episode explores tax deductions, mortgage interest, hidden ownership costs and the opportunity cost of buying in a location that suits your lifestyle but may deliver weaker capital growth. We also examine the benefits of home ownership, including stability, control and the main residence capital gains tax exemption. The takeaway is simple. Rent is not wasted money when it gives you the flexibility to invest where the strongest opportunities are.   Episode Highlights: 00:00 - Introduction 00:52 - What "Rent" actually buys 04:42 - Tax efficiencies 05:21 - Hidden costs 07:07 - Same timeframe. Different outcomes. 14:22 - Is it worth it? 18:40 - Conclusion ============================================================= Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU ============================================================= Viewer Favourites 👉 Q&A with Jeremy Sheppard: Entering/Exiting Markets, Buyers Agents, Suburb Selection and More - https://youtu.be/nrxq5l2MIuw 👉 How to Analyse a Property Market - https://youtu.be/TMgvL07LzXs 👉 DSR Success Rate - https://youtu.be/tSBtiD1BLqo 👉 Demand to Supply Ratio Tutorials - https://www.youtube.com/playlist?list=PLWD8h9iMOyGi7zCG37dRhAxXows2SZw7- ============================================================= DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and are not authorised to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

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