Here's a Better Answer than "It Depends"

A new client asks, “Should I switch to Roth?” You know the honest answer is “it depends.” But if that’s all you say, they could have Googled it. They don’t want a monologue, and they don’t want a false yes or no either. They want structure while the answer is still forming. James Conole and Eden break down how to handle the classic “it depends.” Lead with a directional answer, then name the factors that will move it. When you don’t have enough context yet, show the client the path you’ll take...