THE PROPERTY NERDS: What's going to happen by May 2028?

The budget may be old news, but its impact is still unfolding, with borrowing power, lending rules, and investor strategies all facing further change. On The Property Nerds, Arjun Paliwal and Jack Fouracre revisit their post-budget predictions to see what has changed, what has not, and what could still be coming. The pair examine how lenders have responded to negative gearing changes, with borrowing capacity taking a smaller hit than initially expected as banks recalibrated their calculators. They also look at lenders introducing 40-year loan terms and high-LVR products as competition for investors heats up, while APRA's 3 per cent assessment buffer remains a potential shift to watch. Trusts are also back under the microscope, with the pair challenging claims they are becoming obsolete and looking at the potential tax changes still ahead. The conversation turns to what could happen by May 2028, including the potential return of negative gearing, changes to rental income assessments and how lower interest rates could reshape investor cash flow.