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Placing You First Insurance Podcast by CRC Group: Daily Summaries Delivered
by CRC Group
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- Apr 16, 202620 min
What’s Happening in the Builders Risk Market
Builders risk is moving fast right now and if you’re a retail agent, that can be a gift or a trap depending on how you play it. We’re seeing softer property conditions, abundant capacity, and genuinely competitive pricing, but the market is still picky where it counts: renovations, flood considerations, technology-driven projects, and the steady grind of attritional losses. We break down what’s really driving the shift and where the leverage is hiding for agents who know how to use it. We’re ...
- Feb 17, 202623 min
The New Recall Reality: Emerging Exposures + Insurance Impacts
A paradox defined 2025: recall events dipped, but total units recalled soared. We dig into why severity spiked, rising labor costs, tariffs, supplier churn, and a two-speed regulatory landscape, and what that means for your insurance program. With CRC Casualty Brokers John O’Malley and Chris Martin, we connect market signals to real exposures, from food’s massive unit surge and undeclared allergens to ingredient supplier liabilities that turn a one-dollar input into a six-dollar downstream lo...
- Jan 27, 202629 min
Caring for Caregivers: Risk, Reality + Opportunity in Senior Living
The senior living world is growing fast, but the risk profile is changing even faster. We dig into what happens when higher acuity residents stay longer in assisted living, how staffing shortages and inflation strain operations, and why verdicts are getting bigger and tougher to defend. Alongside partners from Future Care RRG, we unpack the friction between occupancy goals and clinical capability, and we explain how those pressures ripple through underwriting, pricing, and coverage structures...
- Dec 5, 202522 min
From Ink To Encryption: Understanding E-Signature Risks in the Digital Banking Era
Speed is winning deals, but speed is also feeding fraud. We sit down with CRC Specialty Professional Lines Broker Mark Waldeck to unpack the messy middle where e‑signatures, legacy policy language, and decentralized bank controls collide. From the difference between a simple e‑signature and a cryptographically protected digital signature to why underwriters hesitate when controls vary by department, we map the risk pathways that turn convenience into claims friction. We examine a headline‑gra...
- Nov 13, 202522 min
Building Against the Blaze: Rethinking Wildfire Risk
Urban wildfires are rewriting the rules of home insurance, and the details matter more than ever. We sit down with Brittany Martin, Personal Lines Team Leader for CRC’s Western Region, to break down the construction features, spacing standards, and modeling tools that are redefining eligibility in California, Colorado, and beyond. From tempered glass and enclosed eaves to ember-resistant vents and Class A roofs, we get specific about what moves the needle with underwriters, and what can push ...
- Oct 20, 202530 min
Beyond Compliance: Real Protection for Pollution Losses
Spills don’t wait for business hours, and neither should your coverage. We dig into transportation pollution liability with Mike Padula, President of Starwind Environmental, to discuss why relying solely on MCS-90 or CA 99 48 can leave painful gaps when real-world logistics meet environmental scrutiny. From remote cleanups to loading dock mishaps, we break down how TPL delivers true risk transfer, rapid response, and specialized claims handling that standard endorsements simply can’t handle a...
- Oct 1, 202520 min
Protect What Powers You: Inside Starwind Equipment Services
What if repairs didn’t stall your schedule or drain your cash while invoices pile up? We sit down with Starwind Equipment Services’ president, Randi Glaszer, to unpack a smarter way to protect heavy equipment—one that matches the way contractors actually buy, finance, and fix their machines. We break down how multi‑year physical damage insurance on admitted paper can be written to the life of a lease or loan, with rates locked, loss payees satisfied, and premiums often rolled into financing....
- Sep 15, 202513 min
Navigating the Rise in Sexual Abuse Claims
Sexual abuse and molestation claims have skyrocketed in recent years, creating significant financial and reputational risks for organizations across various sectors. The numbers are staggering – $651 million in settlements in 2023 alone, with each settlement exceeding $1 million. What's driving this dramatic increase, and how can organizations protect themselves? Michelle Levine, SVP with CRC San Francisco, pulls back the curtain on this critical issue. The traditional assumption that general...
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About Placing You First Insurance Podcast by CRC Group
The Placing You First Podcast spans a diverse spectrum of insurance industry issues to keep you and your clients informed.
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