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Move iQ Podcast: Daily Summaries Delivered
by Phil Spencer: UK Property Expert
Get key takeaways, quotes, and insights from Move iQ Podcast in a 5-minute read. Delivered straight to your inbox.
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- 6 days ago9 min
Making Your Home Cheaper to Run
Want to lower your energy bills but don't know where to start? In this first episode of our new retrofit series, Phil Spencer sits down with Daniel from Vibrant Energy Matters to answer the question everyone's asking: what actually is retrofit, and why does it matter to you as a homeowner? They break down what it really means to make your home energy efficient (spoiler: it's not about ripping your whole house apart), why it's become such a hot topic in 2026, and what's holding so many homeowners back from making improvements. They also look at why UK homes are such big contributors to carbon emissions, the financial benefits of investing in your property's energy efficiency, and the single most important step you should take before making any changes. What's been holding you back from making your home more energy efficient? Let us know in the comments! We want this series to reflect real homeowners so please do share your retrofit experiences, questions, and home upgrade stories in the comments. Your input will help shape future episodes and support others on the same journey! 💬 Brought to you in collaboration with Vibrant Energy Matters 👉Find out more: https://www.vibrantenergymatters.co.uk/ 👉 VIDEO TIMESTAMPS ⏱️ Chapters 00:00 Introduction 00:42 What is Retrofit? 03:13 The Confusion Around Getting Started 04:47 Investment Returns and Financial Concerns 05:34 First Steps 06:16 What's Coming Next in the Series Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en #EnergyEfficientHome #EPC #PropertyPodcast
- 1 weeks ago34 min
The Common Mistakes Home Movers Make
Looking for a new home? Don't let emotion cloud your judgment! In this episode, Sara and Lexie discuss the most common mistakes home movers make, from falling head over heels at first viewing to overlooking the practical details that really matter. Whether you're a first time buyer or a seasoned mover, this episode is packed with honest insights and real life stories to help you avoid costly errors and make smarter decisions. They discuss the emotional pull of property viewings, the importance of future proofing your purchase, why you need to view more than one property, and the hidden costs that can catch you off guard. Plus, they share personal mistakes they've made along the way and what they wish they'd known before buying. What's the biggest mistake you've made when buying a home? Let us know in the comments! 👉 VIDEO TIMESTAMPS ⏱️ Chapters 00:00:00 Introduction 00:00:41 Head vs Heart: The Emotional Pull of Property 00:02:22 Falling in Love with Properties: The Viewing Trap 00:03:26 Lifestyle Considerations 00:04:48 Future Proofing Your Home Purchase 00:07:21 Not Viewing Enough Properties 00:10:29 The Danger of Staging and Beautiful Aesthetics 00:12:22 Using AI and Technology for Property Planning 00:13:56 Living in a Property Before Making Changes 00:16:35 Red Flags to Watch For During Viewings 00:17:43 Seeing Potential in Properties 00:20:09 The Hidden Costs 00:22:33 Listed Properties and Heating Costs 00:23:24 White Goods, Fixtures, and What Stays 00:24:33 Essential Questions to Ask and Final Tips Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en X: https://twitter.com/MoveiQProperty
- 2 weeks ago30 min
What Actually Adds Value to Your Home …and What’s a Waste?
Everyone says “just do the kitchen”… but is that really what adds value to your home? In this episode, we’re cutting through the home renovation myths to look at what actually makes a difference - and what could end up being a waste of money. Lexie and Sara walk you through understanding the difference between adding value to your life vs your sale price, look at where different budgets work hardest, and break down what buyers really care about. If someone gave you £25k to spend on your house tomorrow, where would you spend it? And what home upgrade do you think is overrated? Let us know in the comments! 👉VIDEO TIMESTAMPS ⏱️ Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en X: https://twitter.com/MoveiQProperty
- 3 weeks ago6 min
When Property Sales Don't Go to Plan
Property sales don’t always go exactly to plan; from gazumping and delays due to collapsed property chains, there are a number of common pitfalls that can disrupt a move. In this final episode of our conveyancing series with Napthens Solicitors, we’re answering your questions about the whole legal process, finding out about issues listeners have faced, and sharing practical advice on how buyers and sellers can protect their move to keep things progressing smoothly. By understanding the warning signs early and knowing how to respond, you can help reduce stress and avoid unnecessary delays during your property journey. There are ways to be prepared for different circumstances and we hope this series has helped you understand the legal process better. Check out our channel for the previous episodes and other informative videos so you can buy and sell with confidence! Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 00:31 Handling survey issues and renegotiating price 01:43 The future of blockchain technology in property 03:09 What to do if your solicitor isn't performing 04:16 Choosing the right solicitor from the start 05:06 Timing your solicitor instruction with mortgage offers 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/
- Apr 15, 202611 min
How to Protect Your Property Purchase
Buying or selling a home can already feel stressful, but a few common problems during the conveyancing process can quickly throw a move off track. Today Phil and Sarah from Napthens Solicitors are discussing how to protect your property purchase, exploring some of the most common pitfalls that buyers and sellers encounter, from gazumping and delays to collapsed property chains. Understanding these risks can help you stay one step ahead and avoid unnecessary setbacks during your property journey. Whether you’re buying, selling, or part of a property chain, this episode will help you navigate the challenges that can arise during conveyancing. For more on the legal process of a property sale, head over to our channel for episodes that deep dive into every stage. Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 00:26 Why property deals fall through 01:34 The importance of momentum and speed 02:37 Gazumping explained 03:39 Gazundering and how it affects sellers 04:19 Protecting yourself from gazumping and gazundering 05:42 Managing property chain issues 07:26 Common holdups and delays in transactions 07:53 How to handle survey results 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/
- Apr 10, 20267 min
How to Get Support with Your Mortgage
In the final episode of our mortgage series, Phil discusses with Emma from Skipton Building Society about how to get support with your mortgage. If you’re struggling with mortgage payments or feeling the pressure of rising household costs, this conversation offers practical guidance on what to do next. If you are worried about your mortgage payments, acting early is crucial. Speaking to your lender, understanding your options and seeking support can make a real difference. Building financial resilience isn’t about having all the answers - it’s about knowing where to turn when you need help. 👉 VIDEO TIMESTAMPS Chapters 00:00 Introduction 00:21 What to do if you’re struggling with mortgage payments 03:38 How to remain financially resilient 05:30 What support is available? Liked this video? We have more episodes on remortgaging as well as other first-time buyer guidance on the channel. 👉 SUBSCRIBE TO THE CHANNEL 🔗 https://www.youtube.com/@UC_bxZ7uKmnve42-5pfNO47A 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/ 📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety 📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393 📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/ 📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w
- Apr 8, 202610 min
Exchange to Completion- The Final Stages of a Property Sale
The final stages of buying a home can feel like the most exciting (and sometimes the most nerve-wracking!) part of the entire process. But what actually happens between exchange of contracts and completion day? In this episode of our conveyancing series with Napthens Solicitors, Phil and Sarah walk through the final steps that take you from legally committing to the purchase all the way to picking up the keys to your new home. Whether you're buying your first home or your next one, understanding these final stages can help make the last step of your property journey far less stressful. And if you want to find out more about the whole legal process of a property sale, check out our other episodes out now! Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00:00 Introduction 00:00:28 The exchange of contracts and how it works 00:02:20 When to transfer your deposit 00:04:04 What happens between exchange and completion 00:05:18 Insurance responsibilities for buyers 00:05:43 Common completion day hiccups 00:06:58 Managing delays in property chains 00:07:59 Practical tips for a smooth completion day 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/
- Apr 3, 20267 min
Getting to Grips with Your Mortgage
Phil sits down with Simon from Skipton Building Society to help you get to grips with understanding your mortgage. From understanding your monthly payments to making sense of your annual statement, this conversation aims to help you feel more confident about what you’re paying and why. Understanding how your mortgage works can help you make smarter decisions, whether that’s overpaying, reviewing your loan to value, or preparing for your next deal. The more you know about your numbers, the more confident you’ll feel about your next move. 👉 VIDEO TIMESTAMPS Chapters 00:00 Introduction 00:30 How to understand our mortgage payments 01:19 What can overpaying do? 03:02 Understanding your annual statement 03:40 Loan to Value 04:45 Tips for understanding your mortgage Liked this video? We have more episodes on remortgaging as well as other first-time buyer advice on the channel. 👉 SUBSCRIBE TO THE CHANNEL 🔗 https://www.youtube.com/@UC_bxZ7uKmnve42-5pfNO47A 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/ 📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety 📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393 📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/ 📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w
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About Move iQ Podcast
Phil Spencer is one of the UK's leading property experts,with over 25 years of experience in the property sector. The Move iQ Podcast is where Phil shares his tips for all things property related.Whether this is your first move or you are a seasoned property professional, Phil shares his property advice, guidance and insights to help everyone move and manage their home with confidence.
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