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Mosaic: The Stories of Real Estate

Can Mortgage Chaos Create Real Estate Gold?

March 22, 2026·19 min
Episode Description from the Publisher

In this timely market update, Mike Nelson, CEO of Efficient Lending Incorporated (NMLS: 1876539), examines recent volatility in mortgage rates following a significant drop in mortgage-backed securities yields and the latest Federal Reserve meeting. With 30-year fixed rates averaging around 6.2–6.4% amid persistent inflation concerns and geopolitical influences, Mike shares balanced insights on official data, alternative sources, and emerging opportunities in the housing markets of Colorado, Texas, and Florida. Discover why now may present strategic advantages for buyers and investors seeking to build generational wealth—despite current challenges—and how to position yourself for potential future refinancing. Tune in for practical, no-nonsense analysis from a mortgage professional tracking these trends daily. Call me anytime to continue the dialogue. Mike Nelson, CEO - Efficient Lending, Inc 720.419.3016 | mike@efficientlending.net | @mike_lending NMLS: 1876539 | NMLS: 1314188 #efficientlending #mortgagerates #roguemedia Learn more about your ad choices. Visit megaphone.fm/adchoices

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