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by Scott Wisniewski and Jonny McMullen
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How often should you log into your investment account? Daily? Weekly? Monthly? What if I told you that checking too often can actually make you feel worse — even when your investments are doing exactly what they're supposed to do? Today we're talking about something almost nobody discusses in investing: the psychology of monitoring wealth. You can find show notes, resources, and more at: https://medspafinancial.com
What if the biggest risk to your investments isn't the market—but something much closer to home? Today, we're diving into a factor that quietly changes over time, yet has a massive impact on how financial decisions get made. It's not something most investors plan for, and it doesn't show up on any statement. But under the wrong conditions, it can completely alter the trajectory of decades of work. You can find show notes, resources, and more at: https://medspafinancial.com
In nearly 15 years of working with clients, four financial mistakes stand out above the rest that we want to talk about today. What most people don't realize is that it doesn't take years of poor decisions to cause serious damage—it can take just one mistake on a single day to unravel thousands of disciplined ones. That's an unsettling reality. You can find show notes, resources, and more at: https://medspafinancial.com
If you hear the phrase "living paycheck to paycheck," you probably associate it with stress, scarcity, and survival. It's the image of someone barely getting by, timing bills to deposits, hoping nothing unexpected hits. But there's another version of that concept — and it's one of the most effective ways to run your financial life if it's done intentionally. Not out of necessity, but of design. That's what we'll be discussing today. You can find show notes, resources, and more at: https://medspafinancial.com
Financial infidelity is one of those things that most people don't even realize they need to be thinking about. It doesn't usually show up in obvious or dramatic ways, and because of that, it often goes unnoticed for far longer than it should. On the surface, everything can look completely normal—bills are getting paid, life is moving forward—but underneath, there can be a very different story developing. And that gap between what's visible and what's actually happening is where the real risk lives. You can find show notes, resources, and more at: https://medspafinancial.com
If you own a MedSpa, you've probably felt it already. Over the last 4–6 months, things have shifted. Schedules that used to stay full are a little more inconsistent. People are spacing appointments out. You're working a little harder for the same revenue. And you're starting to wonder: "Is this just a slow stretch… or is something changing?" So today, we'll be discussing the topic of a lull in your business and the things you can do to make it through. You can find show notes, resources, and more at: https://medspafinancial.com
Before we ever talk about strategies, tax savings, or investments… there's a conversation that matters more than anything else. It's the first conversation we have with a prospect. We call it a discovery call. Because what we're really doing… is building a full picture of someone's life—and in this case, their MedSpa. So on today's episode, we're going to talk about that process and make some parallels with what great MedSpa owners already do every single day. You can find show notes, resources, and more at: https://medspafinancial.com
What if we told you there's potentially money sitting in an IRS account with your name on it — money you already paid and completely moved on from, or a liability that is still haunting you today? A federal court ruling that has mostly flown under the radar has opened the door for millions of Americans to reclaim penalties and interest they never should have been charged in the first place. We're talking potentially thousands of dollars, and there is a hard deadline attached to this that is quickly approaching. Today, we'll get into who qualifies, how to file, and why you need to act very soon. You can find show notes, resources, and more at: https://medspafinancial.com
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MedSpa Money Matters is your go-to resource for mastering the financial side of MedSpa ownership. Hosted by Scott Wisniewski and Jonny McMullen, this podcast is designed to bring clarity to your finances so you can focus on growing your business.From financial planning, bookkeeping and taxes to fractional CFO services, Scott and Jonny provide expert insights to help you navigate the unique challenges of running a MedSpa. Whether you want to improve profitability or simply make sense of your numbers, this podcast offers the education and guidance you need to succeed.Join the conversation and start making empowered financial decisions today—because organized finances lead to a thriving MedSpa. Inject financial simplicity and organization into your MedSpa, with a new episode of MedSpa Money Matters every Tuesday.
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