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by Caleb Hammer
Personal finance nerd at heart! Making content to entertain and educate.
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*I CAUGHT HER TALKING TO A MAN WHO HAS A WIFE IN THE POST SHOW* this is absolutly insane and I expose the whole things... watch post show here: https://hamr.link/zdj *OR* watch on the brand new Hammer Elite App ➡ https://hamr.link/qii (discounted annual) 💰 Download Dollarwise - Big Deals, New Features, Free Trial: https://go.dollarwise.com/join ============================= *Caleb Hammer Financial Resources* ============================= 👉 *PERSONAL LOANS* Shop for the best personal loan for a new purchase, a consolidation, or something else → https://shorturl.at/c53Eg 👉 *DEBT RELIEF* Finally experience relief from your debt once and for all → https://shorturl.at/VbGPv 👉 *CREDIT BUILDER* Got crappy credit? Break free and finally build it for good → https://shorturl.at/zZf2P 👉 *AUTO LOANS* Get the best rates on an auto loan or refinance → https://shorturl.at/vNxQL 👉 *CAR INSURANCE* Find and compare much better AND cheaper car insurance for free → https://shorturl.at/vGDD5 ============================= 🔥 MY NEW FLAVOR IS FINALLY LIVE!! Get Liquid Assets *NOW* for under 40 cents per serving!! Get 10% off your entire order with code CALEB - https://hamr.link/calebdrank 🔥 Get Your Own *Hammer Financial Score* → https://hamr.link/newquiz ============================= *Education* ============================= 👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb ⚡Learn how to budget: https://bit.ly/4sspyGh ⚡Learn how to invest: https://bit.ly/41mr8OP ⚡Pay off your debt: https://calebhammer.com/master-your-debt ============================= *Extra Resources* ============================= 👉 Land a high-paying job with no experience or degree: ➡ https://coursecareers.com/CalebHammer 👉 Get FREE MONEY by investing with Public! https://secure.moneymatchup.com/public-caleb 👉 Find the best credit cards for you with my quiz! https://cards.calebhammer.com/yt 👉 Get $20 from Acorns for free: ➡ https://acorns.com/caleb 👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡ https://hellohelium.com/ 👉 Protect your online privacy and security for free with Aura: ➡ https://aura.com/hammer 👉 Checking & Savings: Get up to $350 and 3.75% APY on savings with Chime®: https://secure.moneymatchup.com/-caleb-chime-YT ============================= *Chapters* ============================= 00:00 Intro 01:52 Jobs & Income 03:30 aww theyre just like rachel and ross 08:10 this guy is so fed up lmaaaoo 15:00 bro has names and receipts YESSS 20:40 inc*st accusations??? 35:49 doing it raw is beyond selfish 41:57 this dudes so petty and i love it 01:04:28 and she owes him money?? 01:10:47 oh shes F*CKED f*cked 01:13:59 pregnancy means no common sense or consent??? 01:20:21 now lets see what debt HE has 01:27:24 His Budget 01:29:54 Her Budget ============================= Want more content? ============================= 🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips 🍿 Front Page Documentaries: https://www.youtube.com/@frontpagechannel 🍿 Caleb Hammer Top Videos https://www.youtube.com/@CalebHammerTopVideos ============================= *Connect with me!* ============================= TikTok: https://www.tiktok.com/@calebhammercomposer X: https://x.com/sircalebhammer IG: https://www.instagram.com/calebhammercomposer/ Facebook: https://www.facebook.com/calebhammercomposer/ ============================= *Want to be a guest on Financial Audit?* ============================= 👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply *Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices
*I CALL HER MOM* and get the opinion on the "r*pe" and oh my goodness... this is the most insane convo I have ever had in my life. It goes off the rails. Watch post show here: https://hamr.link/ytjoin *OR* download the brand new Hammer Elite App ➡ https://hammerelite.com/#join (discounted annual) 💰 Download Dollarwise - Big Deals, New Features, Free Trial: https://go.dollarwise.com/join ============================= *Caleb Hammer Financial Resources* ============================= 👉 *PERSONAL LOANS* Shop for the best personal loan for a new purchase, a consolidation, or something else → https://shorturl.at/c53Eg 👉 *DEBT RELIEF* Finally experience relief from your debt once and for all → https://shorturl.at/VbGPv 👉 *CREDIT BUILDER* Got crappy credit? Break free and finally build it for good → https://shorturl.at/zZf2P 👉 *AUTO LOANS* Get the best rates on an auto loan or refinance → https://shorturl.at/vNxQL 👉 *CAR INSURANCE* Find and compare much better AND cheaper car insurance for free → https://shorturl.at/vGDD5 ============================= 🔥 MY NEW FLAVOR IS FINALLY LIVE!! Get Liquid Assets *NOW* for under 40 cents per serving!! Get 10% off your entire order with code CALEB - https://hamr.link/calebdrank 🔥 Get Your Own *Hammer Financial Score* → https://hamr.link/newquiz ============================= *Sponsors for This Video* ============================= Go to https://lelo.to/LELOF2sDSxCaleb and use code HAMMER20 for an extra 20% off on ALL products and stackable with current discounts You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer Ready to reach your goals? Visit https://hims.com/hammer to get a personalized, affordable plan that gets you. For the first time ever you can try NetSuite Next for FREE at https://netsuite.com/HAMMER If you or someone you know experienced serious mental health struggles as a result of social media use, you may be entitled to a potential recovery of over $1,000. Visit https://morganmorganpa.sjv.io/c/7273707/3841482/23429?sharedid=caleb-hammer to submit a claim now. ============================= *Education* ============================= 👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb ⚡Learn how to budget: https://bit.ly/4sspyGh ⚡Learn how to invest: https://bit.ly/41mr8OP ⚡Pay off your debt: https://calebhammer.com/master-your-debt ============================= *Extra Resources* ============================= 👉 Land a high-paying job with no experience or degree: ➡ https://coursecareers.com/CalebHammer 👉 Get FREE MONEY by investing with Public! https://secure.moneymatchup.com/public-caleb 👉 Find the best credit cards for you with my quiz! https://cards.calebhammer.com/yt 👉 Get $20 from Acorns for free: ➡ https://acorns.com/caleb 👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡ https://hellohelium.com/ 👉 Protect your online privacy and security for free with Aura: ➡ https://aura.com/hammer 👉 Checking & Savings: Get up to $350 and 3.75% APY on savings with Chime®: https://secure.moneymatchup.com/-caleb-chime-YT ============================= *Chapters* ============================= 00:00 Intro 01:40 Jobs & Income (?) 06:00 soo divorce is on the table... 11:28 is it hard to just not hit your spouse? 20:30 these two should not be together 26:30 she loves getting the attention of people IN PRISON LMAAO (she gota be cheating) 34:15 errrm i think thats r*pe 41:25 Financial Audits Most Toxic Couple!! 52:00 30-year-old using mommys credit card?? 01:05:10 americans and their attachment to cars is so weird lol 01:11:10 "its for my child" buddy... 01:20:53 taro cards and lacking basic vocabulary.. shes COOKED 01:28:15 bullsh*t bullsh*t bullsh*t (and tattoos) 01:31:30 Budget!! ============================= Want more content? ============================= 🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips 🍿 Front Page Documentaries: https://www.youtube.com/@frontpagechannel 🍿 Caleb Hammer Top Videos https://www.youtube.com/@CalebHammerTopVideos ============================= *Connect with me!* ============================= TikTok: https://www.tiktok.com/@calebhammercomposer X: https://x.com/sircalebhammer IG: https://www.instagram.com/calebhammercomposer/ Facebook: https://www.facebook.com/calebhammercomposer/ ============================= *Want to be a guest on Financial Audit?* ============================= 👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply *Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices
A couple's appearance on the financial advice podcast Financial Audit rapidly devolves from a discussion of budgeting and spending habits into a harrowing exposé of emotional and physical abuse, serial infidelity, child endangerment, and systemic enabling by family and institutions. The host, Caleb Hammer, shifts from financial critique to urgent intervention, offering the wife resources to escape her dangerous situation after uncovering a pattern of violence and manipulation.
A 33-year-old woman and her 21-year-old husband, married for one year and parents to a two-month-old, appear on Financial Audit to confront their severe financial mismanagement, including a $28,000 mortgage arrears, a $702 monthly truck payment at 21.8% interest, and a history of collections and bankruptcy. The woman, a CNA earning $6,000 monthly, controls all finances, while her unemployed husband is in school to become an electrician. Their relationship is marked by extreme control, with her admitting she 'owns' him, and a history of poor decisions, including a $10,000 wedding and new furniture on Klarna while behind on their mortgage.
A married couple in San Antonio, Grant and Scarlett, appear on a financial audit podcast to reveal a deeply dysfunctional relationship and catastrophic financial situation, marked by $1.3 million in negative net worth, multiple failed real estate flips, unfiled taxes, maxed-out credit cards, family loans, and emotional volatility including wall-punching and threats of self-harm. Despite Grant’s relentless work as a contractor and real estate wholesaler, the couple is drowning in debt, communication has broken down, and Scarlett has recently consulted a divorce lawyer.
Caleb Hammer hosts Lily, 30, and Luke, 35, a couple from Lexington, Kentucky, living in her parents’ basement with four children between them. Their financial audit reveals extreme dysfunction: $1,500 combined monthly income, mounting debt, collections, lies about purchases, theft of 12–15 TVs from a former employer, and toxic communication patterns including spying on each other’s phones. Despite planning a $10,000 wedding and a dessert food truck business, they are financially illiterate, emotionally volatile, and deeply codependent.
Caleb Hammer hosts a chaotic financial audit of Michael and Katie, a couple in Austin with a newborn, clashing over money, trust, and infidelity. Michael makes $200K in pest control sales but spends more than he earns, while Katie, a stay-at-home mom, admits to past "gold-digging" behavior and accepting gifts from multiple men during their relationship. Their finances are a mess: $108K in debt, poor budgeting, tax debt, and a risky 0% loan under Michael’s mom’s name in Canada. Trust is fractured—Michael cheated on a bachelor trip, and Katie hit him after—while both justify reckless spending as lifestyle choices.
A married couple from Central Arkansas, Taylor and Cam, appear on Financial Audit to discuss their strained relationship and financial mismanagement, revealing deep communication breakdowns, emotional neglect, and reckless spending despite a high household income. Cam earns $110,000 annually working 28 days on, 14 days off on an inland oil barge, while Taylor works part-time from home, feeling isolated and overwhelmed. Their financial chaos — including payday loans, maxed-out credit cards, and a $53,000 debt load — stems from poor communication, emotional avoidance, and a lack of shared responsibility.
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Personal finance nerd at heart! Making content to entertain and educate.
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