Hidden Money in the Home Buying Process: Keys to understanding mortgage loan programs and other tips for first-time buyers in 2026

Have you ever wondered what first-time home buyers miss when they jump straight into house hunting? In this episode of Between the Ts, we sit down with TBT Mortgage lenders Lace Deibert and Jon Weakley to unpack the "real" home buying journey. We discuss the steps to pre-qualification, gaps between lender approvals and our actual budget, and everyday costs (i.e. taxes, insurance, and monthly subscriptions) that can catch many of us off guard.  Join us as we dive into the world of home ownership and explore ways to remove the mystery that surrounds this exciting journey.  Between the Ts is a production of Texas Bank and Trust, Member FDIC and Equal Housing Lender. All TBT lending products are subject to credit approval. NMLS # 402927