Banking with Interest

ICBA's Rainey on Crypto, AI and the Future of Community Banking

September 29, 2026·39 min
Episode Description from the Publisher

ICBA President and CEO Rebeca Romero Rainey discusses the failed Senate vote on crypto market structure legislation, community bank concerns about stablecoin yield, and the broader fight over who gets to compete for deposits under what rules. She also weighs in on how AI could help and hurt institutions, core providers, novel charters, CRA reform and the competitive pressures shaping the future of community banking.

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