How New Reciprocal Deposit Rules Help Community Banks Compete
Community banks have more room to compete for deposits following a new law that changes how reciprocal deposits are treated. Drew Keith of Texas Security Bank, Matt Nightingale of Katahdin Trust, and Kevin King of Saint Louis Bank discuss how it changes their funding options, why reciprocal deposits proved critical after Silicon Valley Bank failed, and what the change means as competition for deposits heats up.
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