Where's My Money?

KiwiSaver Changes 2026: What the New Contribution Rates Mean for You

March 29, 2026·27 min
Episode Description from the Publisher

KiwiSaver is changing and it’s going to take a bigger bite out of your spending money starting April 1. We’re joined by Lisa Butler from enable.me to break down the jump from 3% to 3.5%, and eventually 4%. Beyond the percentages, we discuss why "set and forget" is a dangerous strategy. We cover how to choose the right fund, the benefits of ethical investing, and how to avoid putting 'all your eggs in one basket' when it comes to your retirement. Thanks to the team at enable.me for sponsoring this episode.

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