Wealth Juice | Real Estate, Entrepreneurship & Investing

The Strategic Guide to Using a HELOC to Scale Your Real Estate Portfolio | Josh Mettle & Ross Zimmerman E423

September 16, 2026·55 min
Episode Description from the Publisher

Homeowners across the country are sitting on a source of capital they've never thought to use: the equity in their own home. In this episode, Josh Mettle, co-founder of Neo Home Loans, and Ross Zimmerman, a loan officer at Neo, break down exactly how to tap into a HELOC strategically to build and scale a real estate portfolio.&nbsp;Josh and Ross walk through the national numbers on home equity across the U.S. right now, just how much untapped capital homeowners are sitting on, and why so few people ever use it to their advantage. From there, they get tactical: how a HELOC actually works, how to think about leveraging it responsibly, and the exact steps to take it from an idle line of credit to your down payment on the next property in your portfolio.&nbsp;We also get into the tax side of building wealth through real estate, including how a cost segregation study works and how investors can legally use their portfolio to significantly reduce what they owe the IRS. If you've ever wondered whether the equity in your home could be doing more for you, or how experienced investors keep more of what they make, this episode is the strategic guide you need.&nbsp;In this episode:The national numbers on home equity and why so much of it goes untappedHow a HELOC works and how to use one strategically, not recklesslyStep-by-step: turning home equity into your next real estate purchaseHow cost segregation studies work and what they mean for your tax billLegal strategies to pay significantly less in taxes as a real estate investorHow to build a repeatable system for scaling your portfolio using equityBook Strategy Call Directly with Ross Download our new AI Rental Property Calculator Book your mentorship discovery call with Cory RESOURCESGet business funding - Revenued.com/juice 🏢 LLCs, Business Credit &amp; Tax Optimization – Set up your business the right way! Click HERE to schedule a call with Prime Corporate Services for expert guidance on entity formation, credit building, estate planning, and tax strategies. Use code WEALTH JUICE for 20% off ezlandlordforms.com 📩 Stay Connected – Follow us on Instagram @wealthjuiceofficial and subscribe on YouTube @wealthjuiceofficial for more real estate insights!**If you enjoy the show, please leave us a 5-Star review on Apple Podcasts or Spotify! It takes less than a minute and great reviews make a huge difference in helping us land high profile guests to best serve our audience. Previous Guests Include:Brandon Turner, Tarek El Moussa, Henry Washington, Rich Somers, Mikey Taylor, Tom Wheelright, David Greene, Tony J. Robinson,<a href="https://podcasts.apple.com/us/podcast/the-man-behind-silly-b

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