5% Treasuries, Higher Rates, and Is Your Home Really an Investment?

The 10-year Treasury yield is above 5%. Does that mean retirees should reduce stock exposure and rely more heavily on bonds? In this episode of Upticks, Jake and Cory discuss why an attractive Treasury yield does not automatically eliminate the need for diversification. They examine liquidity, interest-rate risk, bond ladders, long-term growth, and the different purposes served by stocks, bonds, and cash. The full conversation also explores what households should review in a higher-rate environment, including debt, cash management, borrowing assumptions, home purchases, and whether a primary residence should be evaluated like a traditional investment. The larger takeaway is that higher rates create more options—but each asset and liability still needs to support the complete financial plan. --------------- 📘 Get your complimentary guide to retirement https://falconwealthadvisors.com/retiring-right-e-book.html?utm_source=libsyn&utm_medium=podcast&utm_campaign=rr_ebook 📩 Question for Jake and Cory? Email Luke → luke@falconwealthadvisors.com  📰 Get Jake's weekly blog https://falconwealthadvisors.com/notes-from-jake.html?utm_source=libsyn&utm_medium=podcast&utm_campaign=notes_from_jake  📱Follow Jake and Cory  https://www.instagram.com/jake_falcon_crpc/ https://www.instagram.com/corybittnerkc/  #treasurybonds #retirementincome #interestrates #investing #uptickspodcast