Unlocking Africa

Africa’s Payments Problem Is Not What You Think – Inside Mobile Money Infrastructure with Nikolai Barnwell

April 13, 2026·39 min
Episode Description from the Publisher

Episode 220 with Nikolai Barnwell, CEO of pawaPay, a leading pan African payments company building the financial rails that connect mobile money wallets across the continent and to the rest of the world. Nikolai brings over a decade of experience across mobile operating systems, business management, and digital infrastructure to this conversation about how money actually moves across Africa. In addition to leading pawaPay, he serves as a board member at 88mph.ac, an early stage investme...

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