New Study Supports 100% Equity Investing for Life (Canadian Financial Summit 2025)

Should you really reduce stocks and increase bonds as you get older? That's been conventional wisdom for decades. A new international study using long-term data from 39 developed countries challenges both of those assumptions.  The researchers found that a globally diversified all-equity strategy outperformed traditional stock-bond portfolios not only for growth, but even for retirement income reliability and capital preservation. I presented this research at the Canadian Financial Summit because it directly questions the foundation of conventional wisdom on investing as you age. In this post and video, you'll learn: Is this new study a high-quality study? What does the study prove? What is the effective way to diversify? In what 2 ways is diversifying with international stocks better than with bonds? Why should investors keep the same allocation to stocks as they get older? Is the all-equity strategy safe? Should we actually invest 67% into international stocks? What studies already on my blog agree with this study? The debate: What questions did readers ask?