If I Was in My 20s Again, Here's What I'd Do Differently (Money Edition)

If you could rewind to your 20s… would you actually change anything?  In this episode, we're not doing regret, we're doing perspective.  Because your 20s aren't about earning the most money. They're about owning the most valuable asset you'll ever have: time. And whether you're currently 25, 45 or 55, understanding what a "time millionaire" is might completely change how you think about your finances today.  Mel and Lawsie unpack the money moves that matter early (and the ones that quietly derail women for decades): – why bad debt steals your future without you noticing – how a few inconvenient years can transform your entire financial trajectory – the shocking long-term power of tiny, consistent investing – the financial truth behind relationships and wealth – and why confidence, not perfection, is the real goal of your 20s  <span class= "Normal