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UCLA Housing Voice

Highlights: Ep. 106. Mortgage Lending Standards with Kevin Erdmann

January 28, 2026·23 min
Episode Description from the Publisher

This is the shortened "highlights" version of episode 106. You can listen to the full interview here. Was the housing market really oversupplied in the mid-2000s? Kevin Erdmann says no, and he explains how this misunderstanding is at the root of present-day affordability problems. This is part 8 of our series on misaligned incentives in housing policy. Show notes: Erdmann, K. (2018). Housing Was Undersupplied during the Great Housing Bubble. Mercatus Center.Erdmann, K. (2024). Getting Corpora...

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