Fixed-rate mortgages are expensive, but adjustable-rate mortgages are volatile — but do they have to be? Kevin Erdmann pitches an alternative that captures the best qualities of both. This is part 9 of our series on misaligned incentives in housing policy. Show notes: Erdmann, K. (2021). A Suggested Mortgage Amortization Structure: Fixed Amortization, Adjustable Principal. Mercatus Center.UCLA Housing Voice episode 106: Mortgage Lending Standards with Kevin Erdmann.
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Ep. 111: Land Value Tax Would Fix This with Lars Doucet (Incentives Series pt. 11)
Ep. 110: The Measure ULA Episode with Jason Ward and Mott Smith (Incentives Series pt. 10)
Ep. 109: The Renter Wealth Creation Fund with Chris Herrmann
Ep. 108: Building Wealth by Renting with Shane Phillips and Bob Simpson
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