Traveling in Ireland

Credit Card or Third-Party Rental Car Insurance in Ireland: What Happens After an Accident?

July 21, 2026·8 min
Episode Description from the Publisher

Have you decided to rely on your credit card or third-party rental car insurance for your Ireland trip? Before you do, it's important to understand what happens if you actually need to file a claim. In this episode I share my personal experience after damaging a rental car in Ireland and walk you through the reimbursement process, from the €1,630 damage charge and required paperwork to the two-month insurance claim that followed. The insurance paid the claim, but the process completely changed how I choose rental car coverage today. You'll learn: - What happens after a rental car accident in Ireland - How credit card and third-party rental car insurance claims work - Which documents you'll need to keep - Why reimbursement insurance can take time - Why I now choose inclusive rental car coverage If you're still deciding which type of rental car insurance is right for your trip, be sure to use the resources below for answers to your car rental & driving questions. Ireland Travel Resources: - Car Rental & Driving Guide: https://irelandfamilyvacations.com/drive - DIY Ireland Travel Planner: https://irelandfamilyvacations.com/compass

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