100% Financing Explained: How to Buy a Home With $0 Down in 6 Months

Can you really buy a home with $0 down without putting yourself in a bad financial position? In this episode, Anthony sits down with Coalition Properties Group to break down how 100% financing works, what lenders actually want to see, and how to prepare yourself to buy within the next six months. They unpack credit scores, savings, debt-to-income ratios, PMI, tax returns and P&L statements for entrepreneurs, plus why writing everything off can hurt your ability to qualify. Anthony also shares how getting a second mortgage quote saved him $1,000 a month, and the group explains renovation loans, property management costs and how to know when owning more real estate is no longer worth the stress. MENTIONED HERE:💸 Download my 5 free scripts to lower your monthly bills and put more money back in your pocket: https://www.anthonyoneal.com/5scripts🎥 Ready to level up your content? Book your next shoot at https://www.neatnessstudios.com/ 📖 Order "Stop Living Paycheck to Paycheck" (+$275 in free bonuses): https://www.anthonyoneal.com/book KEY POINTS 00:00 – Introduction: How 100% financing works and when it makes sense04:15 – Why $0 down still requires money in the bank10:49 – The 640 credit score and savings benchmarks lenders want04:58 – How debt-to-income affects what you can afford11:44 – How to get mortgage-ready in the next six months21:05 – Why tax write-offs can hurt entrepreneurs at closing26:19 – What self-employed buyers need to prove their income32:56 – How Anthony saved $1,000 a month by negotiating17:39 – How to know when you own too much real estate35:32 – How renovation loans can help you buy and upgrade a homeQUOTES: “I'm already living paycheck to paycheck. Let me go buy this asset. When really I don't have the means to take care of the asset. Now the asset becomes a liability.” – Anthony O’Neal“What if I was just hoping it and just doing what the average everyday social media world says, just write off everything and come zero?” – Anthony O’NealABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony:👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES:📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131TRUSTED PARTNERS:These tools help you win with money:- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start inve