The Ramsey Show

Don't Be A Slave To The Lender

September 8, 2026·2h 9m·7-min readconversationalfinance
Podzilla Summary (7 min)
TLDR
Patrick, a 59-year-old making $100,000 annually, is overwhelmed by debt and anxiety about retirement after selling his home to pay off student loans, then buying a new house with no down payment at a 6.25% mortgage rate. The hosts guide him to stop dwelling on past mistakes, eliminate $33,0

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Mentions

Books, people, and resources mentioned in this episode.

People

PatrickJustinLeeMichaelThomasGeorge KamelSarahDave RamseyDr. John DelonySean

Topics

BudgetingCareer ChangeDebtFamily FinanceInvestingPersonal FinanceRetirement Planning

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