The Personal Finance Podcast

Should I Chase a Higher Savings Rate? Can We Semi-Retire in Our 40s? How Do We Rebuild After Bankruptcy? (Money Q&A)

July 8, 2026·1h 4m
Episode Description from the Publisher

One episode that covers everything from bankruptcy recovery to retiring in your 40s.  👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21  What You'll Learn in This Episode Whether rate chasing your high-yield savings account is actually worth the time and the math behind it The exact steps to rebuild your finances and your credit after filing for bankruptcy How to find a CPA who earns more than they cost and the questions to ask before hiring one When a financial advisor actually makes sense and when you are better off without one Why a 32-year-old with $900K in net worth should be thinking about a taxable brokerage account instead of maxing retirement accounts Three new scams targeting everyday people right now including QR code fraud and fake finance apps Why SGOV might be a smarter place to park short-term cash than your high-yield savings account Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today!https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclasshttps://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals   Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance  Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com    Policygenius → Free life insurance quote http://policygenius.com  Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP   Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP  Scribe → Sign up for a 30-day risk-free trial ⁠⁠http://www.scribe.how/pfp ⁠ DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/  Tool/s Mentioned Automate Your Entire Money System in One Weekend https://courses.mastermoney.co/automate-your-money-checklist  How To Find The Right CPA: Questions To Ask https://expert-hustler-605.kit.com/7476361316  Book/s Mentioned Brandon Turner Books (BiggerPockets Publishing): The Book on Investing in Real Estate with No (and Low) Money Down The Book on Managing Rental Properties The Book on Rental Property Investing Robert Kiyosaki Books (Mindset): Rich Dad Poor Dad The CashFlow Quadrant Single-Family Focus: Building Wealth One House at a Time by John Schaub Motivational/Foundational: The Millionaire Real Estate Investor by Gary Keller Apartments/Multifamily: Ken McElroy's books on apartment investing (published by Kiyosaki's company) Numbers/Analysis: What Every Real Estate Investor Needs to Know About Cash Flow by Frank Gallinelli Creative Financing: Pace Morby's book on creative financing (published by BiggerPockets) Episode/s Mentioned The 1-3-6 Method For Building & Managing Your Emergency Fund https://youtu.be/rGdII_Z0hnw  How to Automate Your Finances (Money on Autopilot!) https://youtu.be/Fenu_LtdmZU  How to Access Your Retirement Accounts EARLY (Roth IRA Conversion Ladder for the FIRE Movement) https://youtu.be/ut8rDIJ1kSI  The Financial Freedom “Stack” ANYONE Can Use to Retire Early (BiggerPockets) https://youtu.be/ElRrBDz7e1U?si=62baruuyFgdIJdeb  Watch Next The Best and Worst Frugal Habits (Ranked!) https://youtu.be/_FKJfAjTi-I  She Hit Rock Bottom and Still Built a Six-Figure Life. Here's How. (With Rebecca Whitman) https://youtu.be/wBACCFI2w5s How do Your Finances Compare by Age?! (Salary, Debt, Net Worth, Credit, Home) https://youtu.be/Z10g-yd76nk  How to Retire in 10 Years or Less! https://youtu.be/nStwD03vJ64  The Hidden Cost of Playing It Safe with Your Money with Ben Carlson https://youtu.be/LG1Jr2xeuDo  Connect with Andrew Website →⁠ https://mastermoney.co ⁠ Instagram → ⁠https://instagram.com/mastermoneyco ⁠ X → ⁠https://x.com/mastermoneyco ⁠ TikTok → ⁠https://tiktok.com/@mastermoneyco ⁠ LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠ YouTube → ⁠https://www.youtube.com/@mastermoneyco/⁠  Question for you: If you could ask Andrew one money question live on the show right now, what would it be? Drop it in the comments and join the Master Money newsletter to make it happen.  Learn more about your ad choices. Visit megaphone.fm/adchoices

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