The Personal Finance Podcast

How to Build Your Investment Portfolio (The Portfolio Pyramid!)

April 29, 2026·1h 9m
Episode Description from the Publisher

Most new investors start building their portfolio completely backwards. Here is the exact framework to build it the right way from the very first dollar.  👉 Join Andrew's FREE Portfolio Pyramid Masterclass: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22 What You'll Learn in This Episode The complete Portfolio Pyramid framework and exactly how much of your money belongs in each of the three tiers Why the foundation should make up 80% of your portfolio and what happens to your wealth when you skip it The specific index funds and ETFs that belong in your foundation and why they outperform most professional money managers What the growth layer is, what goes in it, and the individual stocks Andrew is personally buying right now When you have actually earned the right to add speculative assets to your portfolio and how much is too much The biggest mistakes investors make at every tier and how to avoid all of them Four advanced Q&As covering a guaranteed $99K teacher's pension, lowering taxes on a $1M 401k rollover, Medicare costs in retirement, and protecting your portfolio as you age Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Acorns → Start investing + get $5 bonus http://acorns.com/pfp Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp   Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com   DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned Investment Calculator https://expert-hustler-605.kit.com/aefaaad27e  Retirement Calculator https://expert-hustler-605.kit.com/e6b8d4f8a2  Resource/s Mentioned Trust and Will - https://trustandwill.sjv.io/zxdnoW  Episode/s Mentioned The Simple Path to Wealth (With J.L. Collins) https://youtu.be/-02BNewBfbo  The Biggest Retirement Mistakes People Make (Avoid These!) Jesse Cramer https://youtu.be/VxZBGKJVafE  Watch Next How to Invest Your First $10K https://youtu.be/GCW1lfujZ2I  The Financial Priorities That Matter Most (By Life Stage) https://youtu.be/h2WFjoekghE  AI Is Coming for Your Job. Here's How to Prepare Financially https://youtu.be/fC86BKAUBxc  How to Reduce Your Car Insurance (And Save Thousands) https://youtu.be/0PPKtvMQ4MA  The $10K, $100K, $1M Milestones That Change Everything https://youtu.be/oM7FvHv75Hw Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: Where are you right now in the Portfolio Pyramid? Are you still building your foundation, starting to add growth layer investments, or have you moved into speculation territory?  Learn more about your ad choices. Visit megaphone.fm/adchoices

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