The Personal Finance Podcast

How to Build a Portfolio If You Are Worried About An AI Bubble

October 5, 2026Β·45 min
Episode Description from the Publisher

What if AI really is in a bubble? Should you sell your investments, avoid tech completely, or change your portfolio? The answer isn't to predict the next crash. It's to build a portfolio that can handle uncertainty while still allowing you to participate in long-term growth. πŸ‘‰ Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about πŸ‘‰ Join Andrew’s FREE Investing for Beginners Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 πŸ‘‰ Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform πŸ‘‰ One-on-One Coaching Application Form: https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit πŸ‘‰ Master Money Wealth Building Strategy Call: https://calendly.com/irene-mastermoney/master-money-wealth-building-strategy-call?month=2026-09 What You'll Learn in This Episode Why you shouldn't try to predict whether an AI bubble or market crash is coming The difference between betting on AI technology and betting on the price of AI stocks How much AI exposure you may already have through broad-based index funds How index funds can help reduce concentration risk when individual companies fall How equal-weight, value, small-cap value, and international funds can diversify your portfolio Why adding bonds can make sense depending on your age, goals, and stage of wealth building How rebalancing can help keep your portfolio aligned with your original investment plan Why selling everything and waiting for a market crash can hurt long-term returns How to create an investment plan that removes emotion from your investing decisions How to determine your risk tolerance and build an asset allocation around it How to organize investments across multiple retirement and brokerage accounts What a Backdoor Roth IRA is and why it can be useful for high earners Start Here Join the community built to help you build your portfolio, learn how to invest, and work toward financial freedom. πŸ‘‰ Try **Master Money Academy FREE** for 7 days today! https://mastermoney.co/join/ πŸ‘‰ Join Andrew’s **FREE Investing for Beginners Masterclass** https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 πŸ‘‰ Join The **Master Money Newsletter** where you will become smarter with your money in 5 minutes or less per week https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Hostinger β†’ Build your website step by step at https://www.hostinger.com/ and use code PFP for 10% off Indeed β†’ Get a $75 sponsored job credit at https://www.indeed.com/podcast Wayfair β†’ Shop thousands of products for every style and budget at https://www.wayfair.com/ Leesa β†’ Get up to 30% off mattresses plus an extra $50 off with promo code PFP at https://www.leesa.com/ Policygenius β†’ Compare life insurance quotes for free at https://www.policygenius.com/ **Resources** Car Insurance β†’ https://secure.money.com/pr/gc43ce394da5 Best HYSA β†’ https://secure.money.com/pr/r453ecf4d190 Stock Brokerage Accounts β†’ https://secure.money.com/pr/v8d06f8de92c Best IRAs β†’ https://secure.money.com/pr/oe09b73d1952 Favorite Travel Credit Cards β†’ https://milevalue.com/best-credit-cards/?aff=mastermoney Watch Next How to Build Your Investment Portfolio (The Portfolio Pyramid!) The 7 Habits of Great Investors 5 Signs You’re Overthinking Investing! (Plus Money Q&A!) The 5 Levels of FIRE (Coast, Lean, FI, Chubby, Fat) Connect with Andrew Instagram β†’ https://bit.ly/Skool-Instagram TikTok β†’ https://bit.ly/Skool-TikTok Facebook β†’ https://bit.ly/Skool-Facebook Podcast β†’ https://bit.ly/Skool-Podcast YouTube β†’ http://bit.ly/Skool-Youtube Newsletter β†’ https://bit.ly/Skool-Newsletter Website β†’ https://mastermoney.co X β†’ https://x.com/mastermoneyco LinkedIn β†’ https://www.linkedin.com/in/andrew-giancola-45027b340 Question for you: Are you worried about an AI bubble, and if so, what changes, if any, are you considering making to your portfolio? Learn more about your ad choices. Visit megaphone.fm/adchoices

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