Today on the podcast, we welcome back Dana Anspach. Dana’s the author of a new book about retirement called Living Off Your Acorns: Your Guide to the Four Phases of Retirement. This is her third book. Earlier books are Control Your Retirement Destiny and Social Security Sense. Dana is also founder and CEO of the financial planning firm Sensible Money, based in Scottsdale, Arizona, and she has been practicing as a financial planner since 1995. In addition, Dana’s the author of the lecture series, How to Plan for the Perfect Retirement, available on The Great Courses, and she has been blogging about her own retirement journey on The Retirement Manifesto website. Episode Highlights 00:00:00 The “Pre-Go” Phase, Unplanned Early Retirement, and Working Longer 00:10:19 “Retirement Red Zone” Risks, Two-Bucket Strategy, and Building a Bond Ladder 00:17:34 Balancing Guaranteed Income and Annuities 00:21:54 TIPS, Cash Flow Projections, and Getting Comfortable Spending 00:31:33 Strategies for Long-Term Care 00:36:19 Planning the Transition to Retirement 00:40:34 Estimating Longevity, Lost Decade Potential, and Inflation Risk 00:46:11 Minimizing Taxes and Mitigating Financial Fraud Risk More From Morningstar Dana Anspach and Fritz Gilbert: ‘This Is What a Joyful Retirement Could Feel Like’ Adam Grossman: Asset Allocation Is an Investor’s Best Defense Bill Bengen: ‘Inflation Is the Greatest Enemy of Retirees’ If you have a comment or a guest idea, please email us at TheLongView@Morningstar.com. Follow Christine Benz (@christine_benz) and Ben Johnson (@MstarBenJohnson) on X, and Christine Benz, Amy Arnott, and Ben Johnson on LinkedIn. Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. Subscribe to Christine’s weekly newsletter, Improving Your Finances. If you want more Morningstar podcasts, check out The Morning Filter and Investing Insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
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