The Live Greater View

The 401(k) Playbook: Target Date Funds - Are They Actually the Right Choice?

July 30, 2026·4 min
Episode Description from the Publisher

Target date funds are one of the most popular investment options in 401(k) plans, but are they automatically the right choice for everyone? In this episode of VLP's 401(k) Playbook, Andrew Fincher, CFP®, CEPA®, AIF®, breaks down how target date funds work, why they've become a common default investment, and some of the key differences participants should understand before investing. From glide paths and underlying investment strategies to the distinction between "to retirement" and "through r...

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