The Independent Advisors Podcast Episode 343: Volatility does not equal bad.

If you’ve been enjoying The Independent Advisors podcast for a while now and want to take the next step in your financial journey, I’d encourage you to head to our website, jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) . Matt offers a 15-minute initial call where you can discuss your financial goals and see if JWM is a good fit for your needs.Scheduling is easy—once you land at jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) just click “Schedule Initial Call” and select a time that works best for you!There’s a quick survey to fill out that will help guide the conversation and ensure your time is used efficiently.If you’re ready to learn more, visit jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) and book your call today!Take advantage of our partnership with LifeLock and get discounts using our link: https://lifelock.norton.com/offers?expid=LLONEYEAR&promocode= JSPW24&VENDORID= _JESSUPWM&om_ext_cid=ext_partner_ JSPW24_Productpage $)Show NotesArticle from David Harrell on Morningstar titled “Don’t Fall for This Common Dividend Mistake When Investing for Retirement” on 10/30/2025 - https://www.morningstar.com/retirement/dont-fall-this-common-dividend-mistake-when-investing-retirement Post on X from Ryan Detrick on 3.20.26 - https://x.com/RyanDetrick/status/2035042415774511545 Financial Planning Topic of the Weekhttps://www.plancorp.com/blog/mega-backdoor-roth343 Topics: Oil shocks ≠ long-term losses: Markets have historically delivered strong gains following major oil price spikesCorrections are healthy: Multiple pullbacks per year are typical, even in strong bull marketsDividend yield ≠ total return: High yields can be misleading if price declines offset incomeCovered call ETFs trade growth for income: Higher yields come with capped upside and often lower total returnsPullbacks can be buying opportunities: Retests of prior highs often act as strong entry pointsMega Backdoor Roth = major opportunity: High earners can significantly boost tax-free retirement savings if their plan allows it