The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates

Market Update - October Is The Best Time To NEGOTIATE In These 16 Housing Markets

October 1, 2026·42 min
Episode Description from the Publisher

Waiting for a better deal on your first home? October could give you more room to negotiate. A Redfin analysis identifies 16 major U.S. housing markets where October has historically offered buyers some of the best opportunities to negotiate a home purchase.In this live episode of The Educated HomeBuyer, Jeb Smith and Josh Lewis break down what that means for first-time homebuyers, why some sellers become more willing to negotiate, and how price reductions and seller concessions could help make buying a home more affordable.We discuss how to approach an offer, what to consider before asking a seller to cover closing costs, and how mortgage rates affect your monthly payment and purchasing power. If you’re wondering whether now is a good time to buy a house, this conversation will help you understand what to look for in your local housing market and how to make a decision that fits your budget and goals.✅ Already know you’re ready? Get 15 minutes of real clarity on what you can actually afford, what it costs to close, and exactly what to do next:Start your homebuying journey here✅ Not sure if you’re ready to buy? Take the free 2-minute quiz and find out where you actually stand:Take the first-time homebuyer readiness quizConnect with Jeb Smith 👇Jeb Smith | DRE 01407449Real BrokerBuying in a market you don’t fully understand is stressful. Jeb walks you through the homebuying process in plain language so you know exactly what you’re getting into before you make an offer.Connect with Josh Lewis 👇Josh Lewis | Certified Mortgage ConsultantNMLS 234220United American Mortgage CorpPhone: 714-916-5727Nobody wants to be surprised at closing. Josh gets you real numbers up front, explains what you actually qualify for, and helps you avoid mortgage mistakes that can cost buyers thousands.#FirstTimeHomeBuyer #HousingMarket #HomeBuying #MortgageRates #TheEducatedHomeBuyer

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